Getting cyber fraud money back has become easier! Government launches new MRM portal, know how to apply

New MRM Portal Launch: National Cyber ​​Crime Reporting Portal (NCRP) under the Ministry of Home Affairs has launched a new ‘Money Restoration Module (MRM)’ portal. Through this portal, victims will be able to apply for refund online from home and can easily complete the process of getting back their held amount.

Getting money from cyber fraud has become even easier

Easier Cyber Fraud Refunds: In the digital age, cases of cyber fraud are increasing rapidly and fraudsters are targeting people in different ways and snatching their hard-earned money. In such a situation, there is relief news for the victims of cyber fraud. Now they will not have to visit government offices to get back their frozen or held amount. The National Cyber ​​Crime Reporting Portal (NCRP) under the Ministry of Home Affairs has launched a new ‘Money Restoration Module (MRM)’ portal. Through this portal, victims will be able to apply for refund online from home and can easily complete the process of getting back their held amount.

How to apply online?

  • If you have been a victim of cyber fraud and your amount has been held by the bank, then you can now apply online from home to get it back.
  • For this, first of all go to the MRM portal and login with the same mobile number which was used while filing the NCRP complaint.
  • After OTP verification, select ‘Raise Refund Request’ option and enter your 14 digit complaint number.
  • After this, information about the amount held will appear on the screen.
  • Then upload your PAN card and fill the details of the bank account in which you want to receive the refund.
  • After submitting the application, you will get a unique request ID, through which you will be able to check the status of your application online.

Who can use the MRM portal?

  • The benefit of MRM portal will be available only to those people who have already filed a complaint of cyber fraud on the National Cyber ​​Crime Reporting Portal (NCRP) or helpline number 1930 and have received the registered number of the complaint.
  • This facility will be applicable only in those cases where the amount in the bank accounts of the fraudsters has been frozen or held in time.
  • Let us tell you that if the fraudsters have already withdrawn the money, then in such cases refund will not be available through this portal.

Rules for hold amount up to Rs 50,000

If a maximum amount of Rs 50,000 related to cyber fraud is held in any one bank account, then the victim will neither need to lodge an FIR nor any court order to get the money back. Only after submitting the indemnity bond, the concerned amount will be directly sent back to the victim’s bank account, making the refund process much easier and faster.

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When the amount exceeds Rs 50,000

If the total hold amount of cyber fraud is more than Rs 50,000, but it is divided in many different bank accounts and the amount in no single account is more than Rs 50,000, still the victim will not need an FIR or a court order.

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