Buy ‘Corona Rakshak Policy’ insurance for treatment of Covid, know- how many lakhs will be covered, read- all conditions
In view of the crisis of corona epidemic, many health insurance companies are selling corona protector policy. Special corona policies are available in the market. Apart from Corona Armor, many companies are giving Corona Rakshak policy from July 10. By taking Corona Rakshak policy, you can get back the hospital expenses if you get infected with this disease. This is a short-term policy.
Important things about Corona Rakshak Policy
Corona Rakshak is a benefit based policy. The person taking this policy is paid a lump sum upon being corona positive. However, for this you need to be admitted in the hospital for at least 72 hours continuously. People get three types of options under this policy. All three are of short duration. The duration of the policy is 3.5 months, 6.5 months and 9.5 months. That is, the policy will have to be renewed after this.
You will get the benefit only after 15 days
There is a 15-day waiting period in the Corona Rakashak Policy. That is, if you get corona within 15 days of taking the policy, then you will not get the benefit. That is, you get a cover after 15 days of buying Corona Rakshak Health Insurance Policy.
Up to Rs 2.5 lakh cover
The corona protector policy offers even insured from Rs 50,000 to Rs 2,50,000. If you have taken a policy with a sum assured of Rs 2.5 lakh, then you can get treatment up to Rs 2.5 lakh. This policy can be taken by anyone from 18 years to 65 years.
Explain that IRDA has made it mandatory for all insurance companies to sell a special policy called corona armor and corona protector for corona cover. According to IRDA’s instructions, any renewal will be valid only till March 31, 2021.