This era is of online banking, while due to Corona, the use of online banking system has increased a lot. Today, sitting at home, we are able to transfer money to whomever we want. But this feature is as easy as it is risky. There have been many such cases when people have hastily transferred money to the wrong person’s bank account and are facing change. Actually, many times a mistake is made in entering the account number in a hurry, due to which your hard earned money reaches the account of an unknown person. Today we have come up with a solution to your problem, today we are telling you a way through which you can get your money back even if you send money to a wrong account. So let’s know what is this method:
Money can be returned in these ways
>> If you accidentally send money to another’s account, you should immediately notify your bank via phone or email. Based on your information, the bank will inform the bank of the person in whose account money has been transferred by mistake. The bank will ask the person for permission to return the wrongly transferred money.
>> At the same time, RBI’s guidelines are that if money is deposited in someone else’s account by mistake, then your bank will have to take action as soon as possible. The bank will have to make arrangements to return the money from the wrong account to the correct account. If the person receiving the money agrees, the money will be returned to your account within 7 working days.
>> There is another legal way to get your money back. If the person in whose account the money has been transferred by mistake, refuses to return it, then a case can also be filed against him in the court. However, in case of non-refund of money, this right comes in the context of violation of RBI rules.
Remember these things while transferring money online
A slight mistake in the account number can cost you dearly. Therefore, whenever you are entering the details while transferring money, then check it again. It would be better to transfer a small amount and check whether it is going to the right account before transferring a large amount.