Cheap Loan for EV: Not only is the government making all efforts to deal with increasing air pollution and petrol prices, but drivers are also now giving priority to electric vehicles. Their operating costs are very low compared to petrol or diesel. electric vehicle The Central and State Governments are giving many incentives to promote it. Apart from this, banks, NBFCs and small finance banks are also available to buy electric vehicles at easy terms and affordable interest rates. Loan Are offering. One such platform is e-Amrit, through which you can easily get information about interest rates and loan processes of different banks sitting at home. Women can avail the loan on the basis of their salary. If you are also thinking of buying an electric vehicle, then you can get complete information about it from the e-Amrit portal. So let's know about it.
What is e-nectar
e-Amrit is a one-stop destination for all information about Electric Vehicles, providing complete information to customers about EV adoption, their purchase, charging stations, incentive policies, subsidies. The portal has been developed by NITI Aayog in collaboration with the UK Government as a part of the India and UK Joint Roadmap 2030. The main objective of this portal is to make purchasing of electric vehicles easier by providing information on insurance options, types of electric vehicles and finance options. Apart from this, this portal also provides information about the Indian electric vehicle market and industry.
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Process of obtaining information from e-Amrit portal
If you are thinking of buying an EV and want to take a loan, then through the e-Amrit portal you can get information about the interest rates and loan process of various banks. For this, first of all you have to type e-Amrit on Google search and go to the website. Here, after clicking on the e-vehicle finance option, you get the interest rates of various banks and the facility to apply directly for the loan.
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PM e-drive scheme
To promote electric vehicles, the Central Government has launched the PM e-Drive Scheme on October 1, 2024. This scheme will be available till March 31, 2026. Under this scheme, a subsidy of Rs 10,000 will be provided on the basis of per kilowatt battery capacity. Apart from this, electric vehicles have also been completely exempted from road tax. Not only this, individual taxpayers are also being provided relief in income tax on purchasing EV. Many banks are preparing schemes to provide loan discounts and other facilities to women according to their income. Banks will announce this soon.
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