11 mistakes due to which your EPF claim will be rejected. Government gives you a chance to correct it.

If you have claimed EPF (Employee Provident Fund) and it has been rejected, you may not understand the reason for it. The EPFO ​​portal sometimes gives reasons like 'incomplete documents' or 'error in details', which confuses people as to where the mistake happened.

Reasons for EPF claim rejection:

  1. KYC is incomplete – If your KYC documents are not updated properly, your claim may get rejected.
  2. Not linking UAN and Aadhaar – It is necessary to link UAN (Universal Account Number) with Aadhaar in EPFO.
  3. Mistake in name and date of birth – If your name or date of birth is different in EPFO ​​records and your documents, then there may be a problem.
  4. Difference between UAN and EPFO ​​records – If there is any discrepancy between your UAN number and EPFO ​​records, the claim may get rejected.
  5. Difference between joining and leaving date – The date when you joined or left the company must be correct.
  6. Incorrect bank account details – Mistake in your bank account number, IFSC code or branch name may prevent the claim.
  7. Mistake in the claim form – Even a small mistake made while filling the form can become a big reason.
  8. Failure in EPS transfer – If you do not transfer the pension scheme, the claim may get stuck.
  9. Ineligibility for EPS account – If your monthly basic salary is more than ₹15,000, your EPS account may be ineligible.
  10. Do not take Annexure K – If you are transferring PF and you have not received Annexure K, then there may be problem in claim.

What to do if your EPF claim is stuck?

  1. File a complaint with EPFO – You can lodge your complaint on the EPFO ​​website.

What to do so that EPF claim is not rejected?

  1. Check any discrepancy between Aadhaar and EPFO ​​records – Make sure your information is same in both places.
  2. Link UAN with Aadhaar – And check that your Aadhaar linked mobile number is active.
  3. Update PF nomination – If you have not updated the nomination, do it immediately.
  4. Check your previous employment record – There should be no overlap or gap anywhere.
  5. Verify bank account details – Enter the account number, IFSC code or branch name correctly.
  6. Transfer EPS and get pension certificate – This will make your pension claim process easier.
  7. Fill the claim form carefully – Check all the information before submitting.
  8. keep a copy of the documents – Keep copies of all the documents safely so that there is no problem in future.

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