Credit card will be available without CIBIL score. IDFC Bank releases FIRST EA₹N RuPay Credit Card.
Use of credit cards has become common in day to day transactions. You can generally get many types of discounts through credit cards on e-commerce stores. In this sequence, IDFC Bank has launched a new credit card system for consumers.
Special credit cards will also be a great option for those people who have not yet got a credit card due to lack of credit history. The credit card will be directly linked to the fixed deposit account of the bank and can be started today with a fixed deposit of ₹ 10,000.
IDFC FIRST Bank has launched a new FIRST EA₹N RuPay Credit Card Has been launched. This card is especially for those who want to get a credit card on the basis of fixed deposit (FD) and credit history Want to make. this card Credit through UPI And also provides facilities like cashback.
Highlights of the card:
- How to get the card?
- This card is yours fixed deposit (FD) will be issued against.
- You get annually on FD 7.25% interest Will get (FD of 1 year and 1 day).
- Cashback Offer:
- First UPI Transaction: Up to ₹500 on first UPI transaction within 15 days of card creation 100% cashback।
- Other UPI transactions: On UPI transactions done through IDFC FIRST Bank app 1% cashback And on other UPI apps 0.5% cashback।
- Security and other benefits:
- Roadside Help: Free facility up to ₹1,399.
- Card loss cover: Up to ₹25,000.
- Accident Insurance Cover: Up to ₹2 lakh.
Expenses and Fees:
- First year: ₹499 + GST (Joining Fee).
- Second year and beyond: ₹499 + GST (Annual Fee).
Why is it special?
This card is for those who want to start their credit history. In this, one gets the facility of payment through UPI and the benefit of interest on FD. Along with this, you are also given cashback and security facilities.
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