PM Fasal Bima Yojana: Pradhan Mantri Fasal Bima Yojana (PMFBY) is an important government scheme launched to provide protection to farmers against crop loss. Its objective is that farmers can get the benefit of insurance in case of loss due to natural calamities, change in weather, pest-disease or other reasons. Under this scheme, farmers can get their crops insured at very low premium.
Biggest update of 2025
- Insurance applications started for Rabi season 2025-26
- Farmers have been given the opportunity to get insurance for Rabi crops (wheat, gram, mustard etc.).
- Till December 31, 2025, farmers can get crop insurance according to their district.
- This step has been taken in view of the risks posed by changing weather, unusual rains and cold.
New reasons for crop loss also included
The government has further increased the crop loss cover. Now the scheme also includes these new issues:
- flood and waterlogging
- heavy rain
- Crop damage by wild animals
- This will also benefit those farmers who were not getting compensation earlier due to these reasons.
Technology based survey and faster claim process
In 2025, the government has further strengthened digital survey, drone mapping, and satellite imaging in this plan. Due to this, crop loss assessment is done quickly and the claim amount reaches the farmers quickly.
large scale compensation distribution
A huge amount has been paid to farmers after crop loss in many districts. Compensation for crop loss has been sent directly to the bank accounts of lakhs of farmers in many states.
Why is the scheme important for farmers?
- Farming is less risky
- Provides protection from natural disasters
- There is no need to worry about money in case of loss
- Farmers are able to prepare for the next season
- Get more insurance cover at lower premium
Who can apply?
- All farmers in whose name cultivable land is registered
- Shareholder farmers (rules may differ in some states)
- All Rabi and Kharif crop farmers
- Whose KYC is complete and bank account is active
how to apply?
- Visit your nearest CSC center
- Carry Aadhar Card, Bank Passbook and Land Paper
- Fill crop and insurance details
- deposit premium
- keep the receipt
While applying online, the farmer should fill the correct information of crop, area and land records.
conclusion
Pradhan Mantri Fasal Bima Yojana 2025 is a strong security cover for farmers. The new update provides more protection to farmers, faster compensation and better technical support. The last date of application for Rabi season gives an opportunity to the farmers to get insurance on time so that they do not have to suffer financial loss in case of any natural disaster.
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