Sukanya Samriddhi Yojana: Central government’s new scheme to secure the future of girls! How much money will be received after 21 years?

  • New Sukanya Samriddhi Yojana of Central Govt
  • An important step to secure the future of girls
  • Full amount deposited is available after 21 years

 

Sukanya Samriddhi Yojana: The central government launched the Sukanya Samriddhi Yojana to provide support to mothers and fathers for financial planning for a girl’s education, her career and later marriage and to secure the future of girls. This scheme not only offers good returns but also discounts. Let’s know how much return an investment of 2 thousand gives you in the future in this news..

How much interest is earned in Sukanya Samriddhi Yojana?

In this scheme of the government, account is opened for girls who are less than 10 years of age. The annual amount ranges from a mere Rs 250 to Rs 1.5 lakh. Investments are made for up to 15 years, but this account continues for up to 21 years. That is, at the end of 6 years, interest is earned even if the investment rate is not invested. This scheme is attractive and convenient as it is tax exempt and tax free.

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Central government pays 8.2% interest rate per annum for this scheme. The central government deposits interest in the account every quarter. It also provides tax relief on investment. In Sukanya Samriddhi Yojana, if a parent deposits Rs 2 thousand per month in the name of a daughter, the annual investment will be Rs 24 thousand and after adding 15 years of savings, the investment will be Rs 3.6 lakh. Which will benefit the girl in future. At an interest rate of 8.2 percent, after completion of 21 years, an amount ranging from 9 lakh 60 thousand to even 10 lakh will accumulate.

No need to invest 6 years in Sukanya Samriddhi Yojana from 16 to 21 years. Interest amount is earned on the first deposit. That is, during this period, three times the amount is deposited in the account on an investment of 3.6 lakhs.

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As the amount increases in Sukanya Samriddhi Yojana, the interest rate amount will increase. Which will benefit the girl in future. Be it education or marriage.. that means safe investment will come in handy at the right time. Then parents can invest in it as per their convenience. Only the benefit of this will depend on the amount. Another advantage of this is that for Sukanya Samriddhi Yojana, the full amount is paid after 21 years of opening the account. However, you can use 50% of the amount for education after 18 years if required for education. Sukanya Samriddhi Yojana is government guaranteed and there is no risk involved. Safe and reliable plan.

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