New Financial Rules 2026: The year 2025 is about to end. The new year 2026 will start in a few days. As soon as the new year comes, many rules also change. This time too, many such rules are changing from January 1, which will directly impact the common people. These include the price of gas cylinder, PAN-Aadhaar, UPI, bank loan, salary, rules related to farmers and even the price of vehicles. Come, let us understand what is changing since the new year.
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If PAN and Aadhaar are not linked then there may be a problem.
If you have not yet linked PAN card to Aadhaar, then pay attention. Its last date is ending in December. PAN without link may be closed from January 1, 2026.
If the pan is clogged:
- There will be difficulty in filling ITR
- Tax refund may get stuck
- Many bank related tasks will not be possible
- Benefits of government schemes may also stop
Therefore linking PAN-Aadhaar has now become very important.
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Rules related to UPI and SIM will be strict
To prevent online fraud, the government and banks are jointly bringing new rules. UPI payment and mobile SIM verification will be made more stringent.
Its purpose is to reduce fraud through apps like WhatsApp, Telegram. In the future, it may be difficult to make digital payments without proper verification.
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Bank loans and FD will be affected
There will also be changes in the rules of bank loans and fixed deposits from January 1. Banks like SBI, PNB and HDFC have reduced loan interest rates, which will be applicable from the new year.
simultaneously:
- New FD interest rates will come
- Investors may get different returns
It would be better to check the new rules before getting a loan or FD.
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The price of gas cylinder may change
The prices of gas cylinders change on the first of every month. Even on January 1, LPG cylinder may become cheaper or more expensive.
Commercial cylinders had become cheaper by Rs 10 in December. Currently its price in Delhi is Rs 1,580.50. This will have a direct impact on kitchen expenses in the new year.
Prices of CNG, PNG and jet fuel will also change
Along with LPG, oil companies also review the prices of CNG, PNG and jet fuel. Their prices may also increase or decrease from January 1. If jet fuel becomes expensive then air tickets can also become expensive.
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Preparation of new income tax law
The new income tax law will not be implemented from January 1, but the government can issue new tax rules and ITR forms in January.
These rules will come into effect from April 1, 2026, will replace the old tax law, will make the process of paying tax easier. The government says that the system will be made simple and clean.
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Hope regarding 8th Pay Commission
There may be good news for government employees. It is expected that the 8th Pay Commission will be considered from January 1, 2026, even if it takes time to implement.
This means: Salary and pension benefits can be added from January 2026. The 7th Pay Commission will end on 31 December 2025. Lakhs of employees can benefit from this.
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Changes in rules related to farmers
In some states, unique farmer ID may be made mandatory for farmers. This ID may be necessary to get money from PM-Kisan scheme.
Apart from this, if wild animals spoil the crop. And farmers should complain within 72 hours. So you can get the benefit of crop insurance. This change can be a relief for farmers.
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Cars will become expensive from the new year (New Financial Rules 2026)
Many companies are going to increase the prices of their vehicles from January 1, 2026. Companies like Nissan, BMW, MG Motor, Renault and Ather have talked about increasing the prices.
The price may increase by Rs 3,000 or by 3 percent. Tata Motors and Honda have also given indications. If you plan to buy a car, it may be beneficial to take the decision before the end of the year.
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