New rules regarding Cibil Score will be applicable from 1 January 2026! What will be the impact on borrowers?

Cibil Score New Rule: At the beginning of the new year there will be a big change in some rules. In the new year, some rules related to the bank are going to be changed. New rules will be implemented in the new year regarding CIBIL score as well.

In fact, there are only a few days left for the new year to begin, and just like that, there is an important news for the borrowers.

RBI has changed the rules of CIBIL score for borrowers. This change will be implemented from January 2026 and today we are going to review in this article which rule has been changed in relation to CIBIL score and what effect it will have on the common customers.

What will be the changes in CIBIL score rules?

Reserve Bank of India has taken a big decision before the new year. According to the new decision, the rule of CIBIL score will be changed. The important thing is that this new rule will benefit the borrowers.

We would like to inform you that as per the new decision of RBI now the CIBIL score will be updated within 14 days. Earlier CIBIL score was updated after about 30 to 45 days. But now the CIBIL score is going to be updated in two weeks and this will directly benefit the borrowers, according to people in the know.

Earlier the CIBIL score was updated after 30 to 45 days and this in some cases hit the borrowers. But now CIBIL score will be updated soon and this can benefit the customers.

RBI has given new instructions to all the banks and NBFC companies across the country. According to the new directive, credit information will have to be sent to credit bureaus like CIBIL, Experian, Equifax and CRIF High Mark at least twice a month from January 1, 2026. Earlier this work was done every one-and-a-half months.