Start the journey to a secure future with just Rs 2000. Know how much money PPF will give you after 15 years?

News India Live, Digital Desk: Whenever we talk about investment or savings, the first two things that come to our mind are that the money should be safe and second that we should get good returns on it. Nowadays, there is a lot of discussion about the stock market and mutual funds, but the truth is that even today there are many people who do not want to spend sleepless nights and are looking for a ‘guaranteed’ return. If you are also looking for such a safe investment, then there is hardly any better option than PPF (Public Provident Fund). This is a scheme of the Government of India which has been winning the trust of the people for years. The good thing is that you can start here even with a small amount. Let us understand the complete mathematics today that if you deposit ₹ 2000 or ₹ 5000 every month, then how much money will you have on maturity. Why invest in PPF? The biggest advantage is that the interest received on it and the entire maturity amount is absolutely tax-free. Currently, it is offering an annual interest rate of 7.1%, which is better than many bank FDs. Its lock-in period is 15 years, which makes it great for long-term savings. Complete calculation of ₹2000 and ₹5000: Case 1: If you deposit ₹2000 per month. Suppose you invest ₹2000 every month in PPF for the next 15 years. Your total investment in a year will be ₹ 24,000. Total investment (15 years): ₹ 3,60,000Interest received (estimated): Around ₹ 2,90,000 Total amount after 15 years: Around ₹ 6.50 lakh. Case 2: If you deposit ₹ 5000 per monthNow imagine if you increase your savings to ₹ 5000 per month, see the magic of compounding interest: Total Investment (15 years): ₹ 9,00,000Interest received (estimated): Around ₹ 7,25,000Total amount after 15 years: Approximately ₹ 16.27 lakh. Some hidden benefits of PPF: Complete guarantee of security: Since it is a government scheme, every penny of yours is completely safe. Loan facility: You can also take a loan against your deposited amount. Withdrawal in between: In case of emergency, you can withdraw the money after 7 years with certain conditions. You can also withdraw it. Extending the tenure: If you do not need the money after 15 years, you can extend it in a block of 5 years. This will increase your fund even faster. An important advice: Try to deposit your money between 1st and 5th of every month, this will give you interest for the entire month. The reality is that even a seemingly small investment of ₹ 2000 can become a huge support in the future at the time of your children’s education or marriage. The simple rule of the investment world is to start from today itself, even if it is a small amount. When you look at this huge fund after 15 years, you will definitely appreciate your decision taken today!