RBL Bank changed the interest rates on savings account, new rates will be applicable from January 15, 2026

RBL Bank has revised the interest rates of its savings accounts. new rates 15 January 2026 Will be effective from. Now customers on balance between Rs 10 lakh to Rs 7.5 crore will get the maximum 6.00% Will get annual interest. This rate will be 3.00% on balance up to Rs 5 lakh.


Private sector RBL Bank has made an important announcement for its customers. The bank has revised the interest rates available on savings accounts. If your account is in RBL Bank, then this news is important for you.

According to the notification issued by the bank, new rates 15 January 2026 Are being implemented from. The bank has appealed to the customers to consolidate their balance to get better returns.

New interest rates from January 15, 2026

Know here how much interest you will get on the amount deposited in your account (Daily Balance):

Deposit amount (Daily Balance)New interest rate (per annum)
up to Rs 5 lakh3.00%
Rs 5 lakh to Rs 10 lakh5.00%
Rs 10 lakh to Rs 7.5 crore6.00% (most)
Rs 7.5 crore to Rs 200 crore5.50%

Rates for Large Deposits (High Value Deposits):

  • From Rs 200 crore to Rs 400 crore: MIBOR* (Market Rate)

  • 400 crore to 500 crore: MIBOR + 0.10% (10 bps)

  • Above Rs 500 crore: MIBOR + 0.25% (25 bps)

(Note: MIBOR stands for ‘Mumbai Interbank Offered Rate’, which varies depending on the market.)

What is special for the customers?

  1. For small investors: If you keep up to Rs 5 lakh, you will get 3% interest.

  2. Mid-Range Balance: Direct interest rate on balance between Rs 5 lakh to Rs 10 lakh 5% Which is a big jump.

  3. Maximum Return: The most benefit will be given to those customers who more than 10 lakhs keep the amount, they 6% You will get excellent returns.

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