Republic Day Sale 2026: How to avoid fraud on Amazon and Flipkart, will cyber insurance provide protection?

Danger of online fraud increases with big discounts

A huge crowd is being seen on online shopping platforms during Republic Day Sale 2026. Attractive offers on smartphones, laptops, TVs, fashion and home appliances are motivating people to buy fast. The deals available on iPhone, Samsung Galaxy and budget mobiles are in the news.

But like every year, this time too this sale is considered very sensitive in terms of online fraud. Cyber ​​experts say that fraud cases increase during sales.

Why does online fraud increase during sale time?

People take hasty decisions due to bank offers, cashback, easy EMIs and limited-time deals. Taking advantage of this haste, fraudsters create fake websites, fake social media advertisements, phishing links and payment scams.

The most common fraud methods are extremely cheap offers seen on social media, fake websites and fake links sent through emails or messages.

Why is cyber insurance becoming necessary?

According to insurance experts, in today’s digital era, cyber insurance is becoming a protective shield for the common people. This policy provides relief from financial loss caused by online fraud.

Cyber ​​insurance covers risks such as unauthorized transactions, identity theft, phishing attacks, data breach and cyber extortion.

How does cyber insurance help?

If card details are stolen and fraudulent transactions are made, it is possible to compensate for the loss under the terms of the policy. Many policies also cover account recovery and legal expenses.

In this era of AI based scams and fake stores that look like the real thing, cyber insurance not only protects your money but also your digital identity.

In which cases claim will not be given

Cyber ​​insurance is not applicable if the loss is caused by your own negligence, such as sharing OTP or password, approving suspicious transactions or clicking on fake links despite warnings.

What to do immediately if you suspect fraud

Immediately inform the bank on any suspicious activity and get the card blocked. After this, lodge a complaint with the government cyber crime portal or the police. It is very important to inform the company within the stipulated time limit for insurance claim.

Easy ways to avoid online fraud

• Don’t pay on public Wi-Fi
• Check the website URL carefully
• Avoid unknown links and offers
• keep strong passwords
• Keep apps and devices updated
• Turn on multi-factor authentication

Advice on using smart cards

According to experts, keep the credit card limit low and increase it temporarily if needed. Continue international transactions only when needed.