Government Welfare Update 2026: Good news for senior citizens, now free health insurance of ₹ 5 lakh will be available along with pension.

News India Live, Digital Desk: The central government has expanded the scope of its flagship health scheme, Ayushman Bharat, making it mandatory for all citizens aged 70 years and above. Now people in this age group, irrespective of their income, can get free treatment up to ₹5 lakh. Along with this, their old age is being financially secured through pension schemes.1. Free health insurance of ₹5 lakh (Ayushman Vay Vandana) The government has launched ‘Ayushman Vay Vandana’ card for senior citizens. Here are its key features: Eligibility: All citizens aged 70 years and above (no income limit). Coverage: Free treatment up to ₹ 5 lakh every year. Additional top-up: If the family is already covered under Ayushman Bharat, members aged 70+ will get a separate top-up of ₹ 5 lakh, which will not have to be shared with other family members. Option: Elderly people already availing government health schemes like CGHS or ECHS. 2. Pension Benefits (Atal Pension Yojana – APY)For pension benefits, the government is promoting Atal Pension Yojana, which is being considered as a complete ‘social security package’ along with health insurance: Minimum pension: ₹ 1,000 to ₹ 5,000 per month (after 60 years of age). Contribution: Investment has to be started between the age of 18 to 40 years. Guarantee: This is a pension scheme guaranteed by the Government of India. Important Dates and Application Process (Key Dates & How to Apply)Registration: Registration of new card of Ayushman Bharat (for age 70+) has currently started.How to apply: 1. Ayushman App: You can download it from Google Play Store and do e-KYC through Aadhar card.2. Application can be made by visiting portal: beneficiary.nha.gov.in.3. CSC Centre: You can also get the card made by visiting your nearest Common Service Center (CSC). Mandatory Documents: Only Aadhaar card (which is linked to the mobile number) is mandatory. Will pensioners also get the benefit? Yes, according to the Times Bull report, beneficiaries of EPFO ​​and other government pension schemes are also being covered under this new extension of Ayushman Bharat, so that they do not have to spend their pension amount on treatment.