Women Are in For a Treat, Government Offering Loans of Up to 3 Lakh Rupees, Learn Details – Times Bull

By Samira Vishwas On Feb 20, 2026

Government Scheme: The central and state governments are implementing special schemes to empower people financially. The government is extending the benefits of these schemes to all sections of the country. Currently, the government is implementing a special scheme to empower women with self-reliance. Under this scheme, women can take out a loan and start their own business. This loan is provided without any guarantee.

We are talking about the Udyogini Scheme. Under this scheme, the government is offering loans ranging from 1 lakh to 3 lakh rupees. Under this scheme, women are provided financial assistance in opening small businesses such as sewing centres, beauty parlors, or catering.

Who is eligible for the loan?

For information, women between the ages of 18 and 55 can apply for this government scheme. However, the condition is that their annual income must be up to 1.5 lakh rupees. Widowed and disabled women are not eligible for this scheme. In addition, ST and SC women receive a subsidy of up to 50 percent, while others receive a 30 percent subsidy.

Learn about the scheme’s special features

This special gift is being offered by the government. This scheme assists with obtaining and repaying loans. There is no processing fee, and loans are provided at low interest rates. This loan covers 88 types of small industries, including incense stick making, bakeries, craft centres, and handicrafts. A training certificate or EDP course is also helpful.