PhonePe’s new biometric feature: Now UPI payments up to ₹ 5,000 will be easy through fingerprint and face.

Digital payments are growing rapidly in India, and PhonePe has launched a new biometric security feature for its users. Under this new facility, users can now make UPI payments up to ₹5,000 through fingerprint or face recognition, eliminating the need to enter the UPI PIN every time.

It aims to make small and daily payments faster, easier and safer.

What has changed in the new feature

Earlier it was mandatory to enter PIN for every UPI transaction. Although it was secure, repeatedly entering the PIN could be inconvenient.

Now with this new feature:

  • Payments up to ₹5,000 can be made through fingerprint or face
  • PIN will still be required for payments above ₹5,000
  • Payment will be verified through the biometric system of the smartphone
  • Payment process will be faster and easier

This will improve the digital payment experience.

Why is this feature important for users

Today the use of UPI has increased rapidly in India. People use it for many purposes, such as:

  • Payment through QR code at shops
  • online shopping
  • sending money to friends and family
  • Electricity and mobile bill payment
  • daily expenses

Entering the PIN repeatedly can be time consuming. Biometric feature makes this process faster.

How safe is it in terms of security?

This feature is based on the secure biometric system of the smartphone, which maintains security.

If biometric verification does not work, users can make payments through PIN. This does not interrupt the payment process.

Which devices are available on

This feature is currently available for Android users. The company is planning to make it available for iOS users soon.

For what purposes can it be used?

This feature can be used for the following tasks:

  • send money
  • paying at stores
  • online shopping
  • checking bank balance

How to activate biometric payments on PhonePe

Follow these steps to activate it:

  1. Open PhonePe app
  2. Go to Profile section
  3. Manage Payment Settings चुनें
  4. Tap on Biometric Pay
  5. enable it
  6. Complete setup with UPI PIN and biometric verification

After this you can easily make payments up to ₹5,000.

Big step towards making digital payments easier

This new feature will make digital payments faster, secure and convenient. This will provide a better experience to users and make digital transactions more popular.

In future, such technology will further strengthen Digital India and make the payment system better.

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