Now type or speak, the money will reach automatically, how beneficial is the new AI feature of PhonePe for the common people?

AI Powered Payment: A big change is being seen in the world of digital payments. Platforms used by crores of users in the country PhonePe now has AI powered natural language search feature Has been launched. Its purpose is that the common user can directly access his work without complicated menus and many steps. The special thing is that now you can easily complete payment, recharge or other in-app services by giving text or voice commands.

How will the new AI search feature work?

This feature has been developed with the help of Microsoft’s Microsoft Foundry platform. This reduces the need for traditional navigation and takes the user directly to their target action. For example, if a user types “Pay Hemanth 20 rupees” or “Recharge FASTag” If you type or speak, the app will automatically open the relevant payment screen. This means that now there will be no need to go through a long process.

AI will understand the user’s intentions

This feature not only reads words, but also has the ability to understand the intention of the user. Whether someone needs to send money, pay a bill or needs help, AI prepares the interface accordingly. Keeping security in mind, a hybrid model of on-device and cloud-based processing has been adopted. This keeps personal and transactional data within the secure ecosystem of PhonePe.

What does the company say?

Rahul Chari, CTO of PhonePe, said, “This launch reflects the shift from transactional tools to more intelligent interfaces that anticipate user needs” He further said, “AI helps us create an interface that understands not just input but also intent and provides value without compromising privacy or security.

Meanwhile, Puneet Chandhok, President of Microsoft India and South Asia, emphasized the important role of Microsoft Foundry in this initiative and said that it has made possible a secure and scalable digital payment solution for millions of users.

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Rollout started across India

This new AI feature is being made available across the country in a phased manner. Users can access it through the global search bar, help center and history tab of the PhonePe app. This step towards making digital payments easier can prove to be especially beneficial for those who are not very adept at technology but want to simplify everyday transactions.