Do I have to pay out of pocket in case of accident during test drive? Find out what the rules say
- Do I have to pay out of pocket in case of accident during test drive?
- What does the rule say about this situation?
- Keep these things in mind while taking a test drive
Test Drive: When one is thinking of buying a new car, it is a common and necessary practice to take a ‘test drive’ before finalizing the car. While buying a car, you must have taken a test drive to check the speed, comfort, driving experience and features. But have you ever thought, if a car crashes during a test drive, who exactly pays for its repairs? Driver, showroom owner or insurance company? Let’s find out…
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Accident Circumstances and Liability
A car’s test drive is usually taken on public roads, where there is also a traffic of other vehicles. In such a situation, what happens if an accident occurs due to your fault or someone else’s fault? Let’s say you are driving according to the rules, but if a negligent oncoming driver hits your car, the question arises as to who should pay for the damages.
Insurance coverage
The car used for test drive is owned by the company or the showroom. Companies insure these cars ‘Comprehensive’ or ‘Third-Party’ to protect against any possible accident. So the showroom owner does not have to spend money from his own pocket in case of an accident during the test drive; This loss is covered by insurance.
Keep these things in mind while taking a test drive
Even if you don’t have to pay for the accident, the following things should be taken care of while taking a test drive for safety: Understand all the controls and features of the car before driving it. Adjust the driving seat position as per your convenience. While checking the performance of the car, keep the speed limit, avoid over speeding. Avoid roads with heavy traffic if possible. It is safer to take a test drive on an open road or field. Some showrooms require a form to be signed before the test drive. Read the form carefully, as sometimes it may contain accident conditions.
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