Pashupalan Loan Scheme 2026: Loan up to ₹ 10 lakh available for dairy farming! Subsidy from 35% to 75% and low interest, see the complete process here

New Delhi/Lucknow. To take the animal husbandry business, which is considered the backbone of the economy of rural India, to new heights, the government has further liberalized the rules of ‘Animal Husbandry Loan Scheme’ in the year 2026. If you want to increase your income through cow-buffalo farming, dairy farming or goat farming, then NABARD and various government banks are providing you loans at very low interest rates. The main objective of this scheme is to connect the youth with self-employment and make the country self-reliant in milk production. Animal Husbandry Loan 2026: What is special and how much help will be given? According to the new guidelines of 2026, the loan available for animal husbandry has been designed mainly for the purchase of animals, construction of modern sheds and fodder machines. Huge discount in interest rate: Due to government subsidy, the effective interest rate remains only 4% to 7%. Benefit of subsidy: There is a provision of 25% to 35% subsidy for general category and 50% to 75% subsidy for women and SC/ST category (varies state wise). Repayment period: Banks give you time from 3 to 10 years, so that you can expand your business without any mental pressure. Major schemes from which you can take benefitsAHIDF (Animal Husbandry Infrastructure Development Fund): For big projects For this, interest rebate of 3% is available. In this you can also set up a dairy processing unit or animal feed plant. NABARD Dairy Entrepreneurship Development Scheme (DEDS): This is the most popular scheme for small farmers, in which subsidy is available for units of 2 to 10 animals. Pashu Kisan Credit Card (Pashu KCC): Just as KCC is available for crops, now an unsecured loan of up to ₹ 1.60 lakh is easily available for the maintenance of animals. Eligibility and required documents: Who can do this? Can you apply? In the style of Amar Ujala, let us tell you that to apply, your ‘civil score’ should be good and you should not be a defaulter of any bank. Eligibility: The age of the applicant should be between 18 to 65 years. Farmers, Individual Entrepreneurs or Self Help Groups are eligible. Required Documents: Aadhar Card, PAN Card, Bank Passbook, Residence Certificate, Land Documents and most importantly ‘Project Report’ (containing details of number of animals and income-expenditure). How to Apply? (Step-by-Step Guide) Now you do not need to visit offices for animal husbandry loan: Prepare Project Report: First of all, make a detailed report about how many animals you want to start with. Go to the Bank: Contact your nearest SBI, PNB or Gramin Bank branch. Online Portal: You can also register online by visiting ahidf.udyamimitra.in or the official portal of NABARD. Verification: The bank official will check your Will visit the farm or site and approve the loan after examining the project report.