This government scheme will become a stick for old age, you will get a guaranteed pension of ₹ 5,000 every month: – ..

News India Live, Digital Desk: In view of rising inflation and uncertain future, it is very important to have regular income after retirement. Government of India Atal Pension Yojana (APY) It is a safe investment medium for unorganized sector workers and the middle class. The main objective of this scheme is to ensure that no person faces financial crunch after the age of 60 years.

Key Features of the Scheme:

Pension amount: Depending on investment you can get Rs 1,000, Rs 2,000, Rs 3,000, Rs 4,000 or maximum Rs 5,000 monthly pension Is guaranteed.

Investment Age: in this plan 18 to 40 years Any Indian citizen of the age of 15 years can join.

When will you get pension: Pension starts getting after completion of 60 years of age.

Tax Benefit: Section on amount invested in 80C Under this, the benefit of exemption in income tax is also available.

How does mathematics work? The amount of premium in Atal Pension Yojana depends on your age.

For example, if you 18 years If you join this scheme at the age of 50 and want a pension of Rs 5,000, then you will have to pay only 210 rupees Have to deposit.

If your age 30 years If so, then for this pension you will have to pay every month. Rs 577 Will have to contribute Rs.

Safety Promise: The biggest feature of this scheme is that on the death of the subscriber, his wife or husband will continue to get the same pension. If both die, the entire amount deposited Nominee is returned.