Attention A new scam named ‘Digital Lutera’ has arrived in the market, can empty your UPI account within minutes.

UPI virus Threat: Nowadays, payments ranging from Rs 10 to lakhs are being made through digital medium. In this digital age, new scams are emerging every day, due to which people’s bank accounts are becoming empty. If you also use UPI and net banking, then be careful, because a new threat has arisen in the market, which is being known as ‘Digital Lutera’ virus. This malware can steal money from your UPI account without your knowledge. Therefore, it is important to know what this malware is and how to avoid it, so that your hard-earned money remains safe.

What is ‘Digital Lutera’ virus?

In simple words, this new virus reported by Gadgets360 is more dangerous than common fraud. In this, scammers do not trap you by calling or messaging, but it is an advanced toolkit which also breaks the security of your UPI account and SMS OTP. This virus enters your phone through an unknown APK file and as soon as you give it permission, it gains access to your bank account.

How does ‘Digital Lutera’ make you a victim?

• ‘‘Digital Lutera’ dangerous software comes to your phone through a fake file (APK) of a game or any app.
• As soon as you download such a wrong file, it enters your phone.
• While installing, it asks you for permission to read and send your SMS.
• Once the permission is granted, it starts working secretly in the background of the phone.
• It keeps secretly reading the verification messages and OTP coming from your bank.
• With the help of these messages, hackers reach your bank account and can steal your money.

What did NPCI say about ‘Digital Lutera’?

NPCI, the organization running UPI service, has made its point clear on this matter. He says that he has done complete investigation of this dangerous virus and there is no need to panic. According to NPCI, there are already such stringent security arrangements in the UPI system, which keep the users’ money completely safe from such threats.

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How to avoid ‘Digital Lutera’ scam?

• To keep your Android phone safe, you can keep these simple things in mind.
• Always install any apps from a trusted place like Google Play Store.
• Do not make the mistake of downloading the file (APK) received through any unknown message or link.
• To protect the phone, keep ‘Play Protect’ turned on and keep updating the system from time to time.