PNB Bank New Rules : If you have an account with Punjab National Bank and you have not used it for a long time, you need to be careful now. The bank has clearly stated that some accounts may be closed. This is a major step taken by the bank to strengthen banking norms and keep accounts safe. Punjab National Bank also clarified that this rule is not applicable to all account holders, but only to those whose accounts have not been used for a long time.
Punjab National Bank (PNB Bank New Rules) has shared this information on its official platform. So that customers can take necessary steps in time and save their accounts from closure. Accounts of customers whose bank account has not had any transactions in the last three years and whose balance is zero are considered inactive by the bank and are in the process of closure.
PNB Bank New Rules
If you also have no transaction in Punjab National Bank account for last 3 years and the account balance is zero then you need to update KYC of your bank account before 15th April 2026. If you do not do this KYC, your account will be closed without any prior notice from April 16. PNB Bank New Rules
In fact as per Reserve Bank of India norms, if there is no transaction from the customer for two years, then the account is considered inactive. Such accounts pose a risk to the bank, as they are more likely to be misused. Therefore, the Bank periodically audits such accounts and decides to close such bank accounts if necessary.
To update KYC you need to go to your nearest bank branch and present proof of identity and address such as your Aadhaar card, PAN card or other relevant documents. Also you need to fill a short form to reactivate your account. Apart from this you can also visit PNB’s website for more information.
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