Proving to be beneficial for 3 crore people of Punjab, insurance cover is also double as compared to Ayushman.

Chief Minister Health Scheme of Punjab Government is helping in keeping the lives of 3 crore people of the state healthy. The government has allocated Rs 2000 crore under this scheme. In terms of per capita expenditure, Punjab’s investment is many times higher than that of the Centre. The Mann government claims that it is emphasizing on making health services more comprehensive and effective through the state scheme as compared to the Ayushman Bharat scheme.

Eligibility vs Universal Coverage

There is no eligibility condition of any kind in the Chief Minister Health Scheme. Every resident himself comes under its purview. This model positions healthcare as a right, not as a limited benefit.

Insurance cover: Rs 5 lakh vs Rs 10 lakh

If we talk about the extent of coverage, there is a lot of difference between Ayushman Bharat Yojana and Mukhyamantri Swasthya Yojana. Under Ayushman Bharat, treatment cover up to Rs 5 lakh per family is available, whereas in Punjab’s scheme this limit has been increased to Rs 10 lakh. In an era of rising medical costs, this amount means a lot to patients and their families.

Comprehensiveness in scope of treatment also

Not only this, the government’s Mukhyamantri Sehat Yojana covers around 2,300 treatment packages, which include cancer, heart disease, kidney related diseases and serious accident related treatment. Whereas these numbers of Ayushman Bharat scheme are quite different.

Easy access and simple process

The application process for Punjab Chief Minister Health Scheme is very simple. People can easily register through Common Service Centre, Seva Kendra or online through Aadhaar or Voter ID. Additionally, the door-to-door initiative to help people has further increased its reach.

Ground effect and examples

The effect of this scheme is now visible at the grassroots level also. Many such patients, who were earlier worried due to the cost of treatment, are now able to get treatment without any financial burden. For example, elderly patients have received great relief in the treatment of serious diseases, which has improved their quality of life.

difference of thinking is the real difference

The Punjab government claims that its government is continuously doing better work in the field of health services. The health of the people of the state is one of the priorities of the government, which is why not only is the coverage amount higher but its scope is also wider than other schemes.

Also read – The number of hospitals listed under Ayushman Bharat scheme increased to 36,229; 11.69 crore people were treated