₹89,000 crore has no owner! Huge amount of money is lying unclaimed in the stock market; Check your money like this

How to Check Unclaimed Dividends: From banks to stock markets, huge sums of money of many Indians are lying unclaimed. This is an amount which has not been claimed by anyone for many years. 1 According to a report by Finance Magazine, by December 2025, an amount of about Rs 89,000 crore is stuck in the shares of 1671 listed companies. This amount is lying with the Investor Education and Protection Fund Authority (IEPFA).

According to the report, there is a total asset worth more than Rs 2.2 lakh crore in sectors like bank deposits, shares, insurance and EPF, for which no claimant has come forward. The surprising thing is that this money is not only lying idle, but is also gradually losing its value due to inflation.

Shares of many companies including Reliance included

• There are about 166 crore shares which have not been claimed by anyone.
• These also include a large portion of big companies, like Reliance Industries Limited.
• The total number of shares of the companies ‘unclaimed’ Among them, Reliance alone has more than 15% stake.
• Their value has increased manifold with time, but due to lack of correct information or nominee, they could not reach the owners.

Where is how much money stuck?

The maximum amount of Rs 97545 crore is lying unclaimed in bank deposits. This money goes to the DEA fund of the Reserve Bank of India (RBI), where only 3% simple interest is given on it. Rs 20062 crore is unclaimed in insurance. This amount is in the form of maturity, death claim or surrender value. Apart from this, Rs 10,915 crore remains ‘unclaimed’ in EPF. Are lying. 38% EPF accounts are inactive for 5-10 years. Whereas 21% accounts were not claimed for more than 20 years. Rs 3452 crore is unclaimed in mutual funds. That means no one has claimed this amount yet. This includes unclaimed dividends and redemptions.

Why is no one able to make a claim?

According to experts, there are three main reasons for this-

• Not adding or updating the name of the nominee while making the investment.
• Not giving information about investment to family members.
• Lack of knowledge about the claim process: Not having correct information about the process.

Also read: Shock to crores of employees! Holi is over, April is about to end, why is the DA increase file still stuck?

Doesn’t your family also have money?

If you think that the bank or stock market Your family’s money may also be stuck in this, so you can check it like this. For shares, visit IEPFA website (iepf.gov.in) and check unclaimed shares. At the same time, RBI’s UDGAM portal can be used to find unclaimed bank deposits. Apart from this, you can check the status from insurance and mutual fund companies.