Now pension up to Rs 10,000 will be available in Atal Pension Yojana, this masterplan of Modi government will give pleasure to the elderly. – ..

News India Live, Digital Desk: The Modi government at the Center is preparing to give a big gift to crores of workers in the unorganized sector and people of lower income group. Pension fund regulator PFRDA has sent a proposal to the government to double the existing pension amount available under the Atal Pension Yojana (APY). If this proposal is approved, then the maximum pension of Rs 5,000 that beneficiaries can get after the age of 60 years can now increase to Rs 10,000 per month. This step of the government will become the strongest support in old age for crores of middle class and poor families of the country.

The figure has crossed 9 crores, now it is the turn to increase the pension.

Recently Atal Pension Yojana has crossed the historical figure of 9 crore subscribers. A record 1.35 crore new people have joined this scheme in the financial year 2025-26. In view of the tremendous popularity of the scheme, the discussion about changing its slab has intensified. At present, under this scheme, there is a provision of guaranteed pension ranging from Rs 1,000 to Rs 5,000. Experts believe that in this era of inflation, the amount of Rs 5,000 is not sufficient, that is why now the demand for a new slab of Rs 10,000 is rising.

There may also be changes in investment limit and age limit.

Not only pension, but also the age limit for joining this scheme is being considered to be increased from 40 years to 50 years. This will benefit those people who could not become a part of this scheme in their youth. PFRDA suggests that customers will have to pay a slightly higher premium for higher pension, but this will be guaranteed by the government itself. This change will not only increase investment but will also provide social security to those who are not in any government or organized sector job.

‘Complete security cover’: Both husband and wife will get benefits

The biggest feature of Atal Pension Yojana is that it gives ‘Triple Benefit’ to the family. The first subscriber will get pension for life. Secondly, after the death of the subscriber, his wife or husband will continue to get the same pension. And thirdly, after the death of both, the entire corpus will be returned to the nominee. With a pension of Rs 10,000, this scheme can become the most successful and popular savings scheme in the country.

The scheme will continue till 2030-31, the government will give guarantee

The Cabinet chaired by Prime Minister Narendra Modi has already approved the continuation of Atal Pension Yojana till the year 2030-31. The government has allocated necessary funds for this and a special budget for publicity. The government aims to bring every Indian under the pension ambit under ‘Developed India @2047’. If you also want to secure your old age, then you can become a part of this revolutionary scheme by investing just a few rupees by going to the bank or post office.