UPI payments without PIN: UPI payment made easy, transact through fingerprint without PIN

UPI payments without PIN: If you often forget your UPI PIN while making payments, then now there is good news for you. To further simplify digital transactions, BHIM app has introduced a new feature of biometric authentication. After this update, users will be able to make payments easily even without entering the PIN.

Transaction without PIN up to Rs 5000

Under this new feature, BHIM app users can complete UPI transactions up to Rs 5,000 through fingerprint or face recognition. This means that now there will be no need to enter PIN again and again for small payments. However, if the transaction amount is more than Rs 5,000, then it will be mandatory to enter UPI PIN for security reasons.

Important things to know before use

To avail this feature, your smartphone must have fingerprint or face unlock feature and it must be already set. If this feature is not available on your device or you have not activated it, you will not be able to use this feature. Also, biometric authentication will have to be turned on manually by going to the settings of the BHIM app, as it is not active by default. Keep in mind that this facility will be applicable only on transactions up to Rs 5,000.

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safer in crowded places

Often while making payment in public places, there is a risk of PIN being seen or leaked while entering it. Biometric system reduces this risk to a great extent, because the transaction is completed only on the basis of your physical identity.

use it like this

It is very easy to use this feature. First of all open BHIM app and fill the payment details. When you confirm the payment, instead of entering the PIN, the phone will ask you for a fingerprint or face scan. The transaction will be completed immediately once your identity is verified.

What is UPI?

UPI (Unified Payments Interface) is a real-time digital payment system developed by the National Payments Corporation of India (NPCI). With its help, you can send and receive money through mobile at any time. There is no need to remember bank details like account number or IFSC code, which makes the payment process much easier.