NEW DELHI, July 30: Google has introduced Ask Google Pay, a new Gemini-powered AI chatbot within the Google Pay app in India, offering users a conversational experience to analyse their spending patterns and gain personalised financial insights. The company has also announced the launch of the Google Pay Flex SBI Card, developed in partnership with SBI Card and built on the RuPay network.
Ask Google Pay Brings AI-Powered Spending Insights
According to Google, Ask Google Pay is an opt-in feature that allows users to interact with the app using natural language. Users need to enable the Personalisation option in Google Pay to access the AI-powered chatbot.
The chatbot can analyse a user’s spending history, generate pie charts, categorise transactions, identify spending trends, and offer suggestions to help improve financial habits.
Personalised Recommendations and Financial Guidance
The AI assistant can also recommend suitable offers and credit card options based on a user’s spending behaviour. It is capable of explaining financial concepts such as Systematic Investment Plans (SIPs), credit scores, compounding interest, and the differences between tax regimes in simple language.
Google said the chatbot can use a user’s transaction history and credit report data to provide more personalised recommendations.
Supports 10 Indian Languages
Ask Google Pay supports both text and voice commands and is capable of understanding and responding in 10 Indian languages, making the feature more accessible to users across the country.
Google Pay Flex SBI Card Announced
Google has also expanded its financial services portfolio with the launch of the Google Pay Flex SBI Card in partnership with SBI Card.
The new digital credit card is built on the RuPay network and is now available for eligible users. It follows the launch of the Google Pay Flex Axis Card, which was introduced in India last year.
Bhupendra Singh Chundawat is a seasoned technology journalist with over 22 years of experience in the media industry. He specializes in covering the global technology landscape, with a deep focus on manufacturing trends and the geopolitical impact on tech companies. Currently serving as the Editor at Read, his insights are shaped by decades of hands-on reporting and editorial leadership in the fast-evolving world of technology.
Related