UP Cashless Health Scheme: Big relief for teachers, free treatment up to Rs 5 lakh for family, know how to apply

UP Cashless Health Scheme:- Uttar Pradesh government has launched Mukhyamantri Shikshak Cashless Medical Facility Scheme for teachers and education department employees. Under this scheme, eligible beneficiaries and their families will get cashless treatment facility up to Rs 5 lakh in listed government and private hospitals. The annual premium of ₹3,000 per teacher will be fully borne by the government, so employees will not have to pay a single penny from their own pocket.

About 15 lakh teachers and education department employees will benefit from this scheme. Documents like Aadhar card, bank details, employee ID and family information are required for the application. One has to apply online on the digital portal of SACHIS agency and after verification, e-KYC and cashless medical card will be issued.

UP Cashless Health Scheme: Big relief for teachers

The increasing cost of treatment has become a matter of concern for everyone nowadays. In case of illness, hospitalization and treatment expenses have depleted the savings of many families. If you are a teacher or employee of the education department of Uttar Pradesh, then this government scheme can prove to be very beneficial for you. Chief Minister Yogi Adityanath has launched the Chief Minister Teacher Cashless Medical Facility Scheme, under which eligible beneficiaries and their families will get cashless treatment up to Rs 5 lakh. This means that now you will not have to pay from your pocket for treatment.

Who will get the benefit of this scheme?

The scheme covers a wide range of employees of the Education Department. About 15 lakh teachers and non-teaching staff will benefit from this. These include:

Basic and secondary school teachers

Teachers of aided schools

Shikshamitra (Para-Teacher)

Special Teacher (CWSN)

Instructor (non-teaching staff)

Wardens and teachers of Kasturba Gandhi Girls Schools

Full-time and part-time teachers

Cook working under Prime Minister Nutrition Scheme

Other eligible employees of Education Department

The most important thing is that the benefits of this scheme are not limited to the employee only, but their family members also come under its purview. That means your wife, children and other dependent members can also avail cashless treatment up to Rs 5 lakh.

How much will you get and where will you get treatment?

Under this scheme, cashless medical cover of up to Rs 5 lakh per family will be available annually. This facility will be available in empaneled government and private hospitals. The scheme includes around 1,900 treatment packages, covering common ailments to serious illnesses. These include treatments for heart disease, cancer, kidney disease, complex surgeries and many more. This facility will be available only if the patient is hospitalized (IPD). OPD (ordinary treatment without admission) does not come under its purview.

Will the government pay the full premium?

Yes, the best thing about this scheme is that the employees do not have to pay a single penny for it. The government will fully bear the annual premium of ₹3,000 per teacher. That means no premium will be charged from the employees. The government is estimated to spend approximately ₹447 crore to ₹448 crore annually on this scheme. This scheme will be operated through SACHIS (State Agency for Comprehensive Health and Integrated Services).

How to apply online? Step-by-step guide

If you want to take advantage of this scheme, you will have to apply online. You can apply for the scheme even sitting at home. For this follow these steps:

First of all go to the official portal of the scheme cmtcts.upsdc.gov.in.

There select the option of ‘Online Registration’ or ‘Apply Online’.

Login through OTP from your registered mobile number.

Then fill the information about yourself and your family members in the application form. This includes office, personal details and Aadhaar related information.

After this upload all the necessary documents.

Preview the form, check all the information and then submit.

What to do after application?

After submitting the form the process progresses:

Scrutiny of Documents: The concerned department will scrutinize your documents. BEO and BSA for basic education, Principal and DIOS for secondary education will do this investigation.

e-KYC: After completion of investigation, you will have to get e-KYC done through Ayushman App.

Cashless Medical Card: After this the beneficiaries will be able to download their cashless medical card. With this card, the process of identification, cashless admission and claims in the hospital will be easy.

Keep these documents ready

If you are applying online then keep these important documents ready with you:

Aadhar card

Bank Details (Account should be in SBI)

employee id

Information about family members

passport size photo

Mobile Number (Registered)

When to register?

The Chief Minister formally launched this scheme on 8 July 2026. All eligible teachers and employees will have to complete the registration process for themselves and their families by 6 September 2026, so that the verification can be completed.

Other special features of the scheme

E-Nomination: MoU has been signed with SBI under this scheme. In case of an accident, along with the insurance amount, the family will also get separate financial assistance for children’s education and daughters’ marriage.

Accident Insurance: Contract employees (whose salary is more than ₹ 10,000) will also get personal accident insurance ranging from ₹ 30 lakh to ₹ 80 lakh.

Cooks and contract employees: Cooks and contract employees earning less than ₹10,000 will get accident insurance of ₹2 lakh by opening a zero-balance account with SBI.

conclusion

Chief Minister Teacher Cashless Medical Facility Scheme is a big relief for the teachers and education department employees of Uttar Pradesh. Cashless treatment up to Rs 5 lakh, premiums fully paid by the government, and cover for over 1,900 diseases – this plan provides a strong financial security blanket. If you are eligible, then register yourself on the official portal as soon as possible and avail the benefits of this scheme. Stay tuned to timesbull.com for such important information related to government schemes, employee welfare and health insurance.