With the festive season reaching its peak, if you are planning to visit a bank branch to handle important financial work like check clearance, cash deposit or making a draft, then do check the official holiday calendar of the Reserve Bank of India (RBI) before leaving home. Commercial bank branches will remain completely closed in many states and major circles of the country on Monday on the occasion of Mahanavami, Ayudha Puja and Durga Puja of Shardiya Navratri. However, this holiday is not uniform across the country, but has been implemented only in select states and cities under the Negotiable Instruments Act. In which states and cities banks will remain closed on Monday? According to the official holiday list released by the Reserve Bank of India (RBI), all government, private, rural and cooperative banks in the following cities will remain closed on Monday due to the festival of Mahanavami, Ayudha Puja and Durga Puja (Dussehra): Kolkata (West Bengal): There will be a holiday in bank branches due to the grand celebrations of Durga Puja. Chennai (Tamil Nadu): Banks will remain closed on the occasion of Ayudha Pooja and Mahanavami. Patna (Bihar) and Ranchi (Jharkhand): Due to Mahanavami and Durga Puja, work in the branches will remain halted. Bhubaneswar (Odisha): Holiday due to Durga Puja festival. Northeast India: Bank branches in Agartala, Aizawl, Guwahati, Imphal, Itanagar, Kohima and Shillong will remain completely closed. Will banks remain open in Delhi, Lucknow and Mumbai? Monday is a normal working day in the national capital Delhi, Uttar Pradesh capital Lucknow, Kanpur and major centers like Mumbai and Nagpur in Maharashtra and bank branches will remain open smoothly. There is a widespread bank holiday scheduled for Tuesday in these states mainly on the occasion of Vijayadashami/Dussehra. These essential digital services will continue to operate even when banks are closed. Despite physical operations in the branches being closed, customers will not face any problem in transactions. All the following essential banking services will remain operational 24 hours uninterrupted for the common citizens: ATM Cash Withdrawal: Cash withdrawal facility from ATMs and cash recyclers of all banks will be available as usual. UPI and Mobile Banking: Instant money transfers and bill payments can be done through Google Pay, PhonePe, Paytm or the bank's official apps (like YONO, iMobile). Net Banking and IMPS: The facility of fund transfer (IMPS/NEFT) through Internet Banking will remain operational all the time. Note: Only operations like check clearance and submitting forms by visiting the bank branch will be affected in the holiday states.
