In the new AEPS based face authentication scam, cyber criminals are withdrawing money from bank accounts by creating fake identities through photographs with the help of AI. To prevent this fraud without OTP, biometric lock and vigilance are necessary.
Tech News: A new face authentication scam related to AEPS (Aadhaar Based Payment System) is coming to light rapidly, where cyber criminals are using AI technology to create fake identities from the photos of users and withdraw money without OTP. Amidst the increasing digital fraud, this threat is serious because the victim does not get any alert. According to experts, biometric lock and vigilance is the most effective way to avoid this.
technology desk
A new cyber fraud related to Aadhaar based payment system AEPS has come to light, in which a technology considered safe like face authentication is being misused. In this fraud, with the help of AI tools, criminals create fake identity of a person based on his photo and withdraw money from the bank account without OTP or call.
According to experts, in this process the victim does not get any information, which makes it difficult to detect the fraud in time. This is why this method is spreading rapidly and is being seen as a serious security threat.
How fraud is happening through AI and photos
In this type of fraud, criminals only require a photo and some basic information. By deceiving the AI based face recognition system, they complete the authentication and withdraw money directly from the bank account through AEPS.
Since there is no additional security process involved like OTP or call, the victim does not receive any alerts at the time of the transaction. This is the reason why in many cases people come to know about fraud only after suffering losses.
Necessary steps for prevention
Awareness is most important to avoid this type of cyber fraud. Through Aadhaar services provided by Unique Identification Authority of India, users can lock their biometric data, thereby reducing the possibility of unauthorized access.
Unlock the biometric only temporarily when needed and lock it again immediately when the task is complete. Additionally, if you do not use the AEPS facility, contacting the bank to switch it off can be an additional security measure.
What to do immediately in case of fraud
If such fraud is suspected or occurs, it is important to take immediate action. A complaint can be lodged by calling the National Cyber Crime Helpline 1930, so that the transaction can be stopped in time.
Along with this, it is also important to inform your bank immediately so that further losses can be limited. Experts believe that in the era of rapidly changing technology, vigilance and correct information is the most effective way to prevent cyber crime.
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