AI Gift Card Scam: Money lost from account, new fraud in the name of ChatGPT and Gemini, know what is the big danger

Credit Card Scam: The use of Artificial Intelligence has become a picture of the future in today’s time. Using which people can do everything from school to asking questions to office work, everything can be done with AI tools. While in today’s time AI is making life easier, on the other hand this technology is becoming a new weapon for cyber thugs. Let us tell you that ChatGPT, Google Gemini and Claude have started creating a dangerous AI Gift Card Scam, due to which the fraudsters directly attack the users.

How is this dangerous AI scam working?

This new scam is so dangerous that users easily do not even know about it and expensive gift cards are automatically purchased from their credit cards. The game starts when the user makes payment with his card to buy a subscription to the AI ​​service. Which is monitored by hackers and they can buy many gift cards without any OTP or additional verification. The surprising thing is that this kind of transaction appears in the bank statement exactly like a normal subscription payment, due to which initially the user does not suspect it and no one else even comes to know about it.

Users are being misled like this

To make this scam look trustworthy, fraudsters also send confirmation emails directly to the user’s registered email after purchasing the gift card. Due to which users are deceived that this is an offer or update. Apart from this, fraudsters do not withdraw large amounts of money at once; instead, small transactions are completed. Due to which the fraud detection system of the bank does not get activated. Many people who have suffered from such issues have said that after a few days of taking the subscription, these charges start getting deducted gradually, due to which they do not have any reason for the real problem.

What does the company say?

After such incidents of fraud came to light, service providers like ChatGPT and Gemini have responded to the matter by saying that no such security lapse is being observed in the main payment systems provided by them. But from their side they have assured to keep an eye on suspicious activities and give refund if fraud is proved. Apart from this, experts say that fraudsters are targeting users with weak passwords or lack of email account security.

Also read: Big change on Instagram, now it is difficult to hide AI content, new AI Creator label will make everything clear

Don’t panic, protect yourself like this

If you also come among those people who use AI tools, then you should know about some precautions so that you can stay away from this fraud:

• Be sure to check your bank and credit card statements from time to time.
• AI Quickly turn on two-factor authentication on accounts and emails
• Set online transaction limits on your card
• Notify the bank and service provider immediately on any suspicious transactions

Light analysis: Why is this threat increasing?

The reason behind such fraud is the increasing use of AI and people’s trust in it. In view of this, cyber criminals are moving forward with technology and trapping people in new traps. In such a situation, if you are using AI then it is important to be careful. For which you can take the help of a strong password and the security of the right email account.