IDBI Bank’s third quarter net profit at Rs 1,935 crore

New Delhi. IDBI Bank has announced the results for the third quarter of the current financial year 2025-26. Net profit for the October-December quarter ending December 31, 2025 has remained almost stable. The bank has made a net profit of Rs 1,935 crore during this period. The bank had reported a net profit of Rs 1,908 crore in the same period last year.

In the information given to the stock market on Saturday, the bank said that the total income of the bank declined to Rs 8,282 crore in the third quarter of the current financial year 2025-26, which was Rs 8,565 crore in the same period of the last financial year. At the same time, the interest income of the bank also came down to Rs 7,074 crore from Rs 7,816 crore last year.

IDBI Bank recorded improvement in asset quality. During this period, the gross non-performing asset (NPA) ratio of the bank improved to 2.57 percent, which was 3.57 percent in the same period a year ago. However, the net NPA of the bank remained stable at the level of 0.18 percent.

Apart from this, the capital adequacy ratio of the bank has improved from 21.98 percent to 24.63 percent as of December 2024. On the other hand, a slight decline was observed in the return on assets (ROA) of the bank. It has decreased to 1.83 percent in the third quarter of the current financial year 2025-26, which was 1.99 percent in the same quarter of the financial year 2024-25.

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