Planning a visit to the bank? It’s very important to check the holiday calendar to avoid disappointment. Bank holidays can upset your financial plans, be it depositing a check, withdrawing cash, or just asking about your account. This article gives you an all-inclusive list of bank holidays in December 2024 to help you plan your visits effectively.
December Holidays
December 2024 sees a combination of religious holidays and weekly weekend shutdowns. Christmas Day (December 25): A national holiday throughout India, all banks will be closed on Christmas Day. Post-Christmas Holidays: There are regional differences in the days immediately following Christmas. Banks in Aizawl, Kohima, and Shillong will be closed on December 26. Kohima will also have December 27 as a holiday.
Weekend Closures
Banks will be closed on the fourth Saturday of the month, which falls on December 28th, in several states. The weekly holiday for banks nationwide is Sunday, December 29th.
Effect on Banking Operations
This may greatly affect your banking activities. ATM: The ATMs will still be operating, but cash replenishment will be delayed. Branch: All branch services like customer service, loan application, and account inquiry will not be available. Online Banking: Online and mobile banking services may be slower in response because of the traffic increase.
Plan Ahead to Avoid Disruptions
To reduce inconvenience: Check your account balances: Make sure you have enough money for your immediate needs. Schedule online transactions: Use online banking for transfers, bill payments, and other transactions. Plan necessary visits ahead: If a visit to the branch is unavoidable, plan it for a day when banks are open.
Stay Current with Latest Information
Bank holiday schedules may vary occasionally. It is always prudent to: Visit the Reserve Bank of India official website: The RBI website provides an authentic and updated list of bank holidays. Contact the bank: You may have any specific queries or clarification with regard to holidays. By knowing the holidays declared by banks, you would be able to schedule your financial activities in the proper way and avoid delay or frustration.
Disclaimer: This is a general information article. For the most accurate information on bank holidays, please check the RBI website or get in touch with your banker.
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