Bank Holidays January 2026: Know the complete list of holidays and important information

Bank Holidays January 2026: Banks are going to remain closed for several days in different states of the country in January 2026. These holidays are caused by national holidays, religious festivals and regional occasions. Bank holidays are decided state-wise as per the rules of the Reserve Bank of India, so holidays are not the same everywhere.

However, bank branches remain closed during these holidays. But ATM, UPI, internet banking and mobile banking services generally remain operational. However, for those works for which it is necessary to go to the bank branch, it is necessary to plan in advance.

When will banks remain closed in January 2026?

1 January 2026 (Thursday)

Banks will remain closed in some states on the occasion of New Year.

2 January 2026 (Friday)

There will be bank holidays in some states due to local festivals and regional occasions.

3 January 2026 (Saturday)

Banks will remain closed at some places due to Hazrat Ali Jayanti.

12 January 2026 (Monday)

There will be bank holiday in some states on the occasion of Swami Vivekananda Jayanti.

14 January 2026 (Wednesday)

Banks will remain closed in many states due to festivals like Makar Sankranti / Magh Bihu.

15 January 2026 (Thursday)

There will be bank holiday in some states on the occasion of Pongal / Uttarayan / Maghe Sankranti.

16 January 2026 (Friday)

Banks will remain closed in Tamil Nadu due to Thiruvalluvar Day.

17 January 2026 (Saturday)

Banks will remain closed in some areas due to Uzhavar Thirunal.

23 January 2026 (Friday)

There will be bank holidays in some states due to Netaji Subhash Chandra Bose Jayanti and Basant Panchami.

26 January 2026 (Monday)

Republic Day – It is a national holiday, banks will remain closed throughout the country on this day.

There will also be weekly holidays

  • every Sunday
  • second and fourth saturday
  • Even on these days, bank branches remain closed across the country.

Bank Holidays January 2026

Important advice for customers

  • If you have to do cash deposits, check clearance, drafts or other branch-related work. So get it done before the holidays.
  • Digital services like ATM, UPI, IMPS, mobile banking and net banking can be used during holidays.
  • Holidays may vary state-wise. Therefore, definitely check the information of the local bank branch.

conclusion

Banks will remain closed for several days in January 2026. Which includes national, religious and regional holidays. Planning in advance is the best way to avoid any problems in important banking related tasks. Digital banking services provide relief. But it is very important to know about holidays for branch related work.

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