Big bang of Paytm, now UPI payment will be done without PIN, even if you forget ATM card at home, cash will be withdrawn, know the method. – ..

News India Live, Digital Desk: Revolutionizing the world of digital payments, Paytm has launched two cool features that will make your banking even easier and more secure. Now you neither need to remember your 4 or 6 digit UPI PIN nor the compulsion of carrying a bulky ATM card in your pocket. Paytm has now Biometric UPI And Cardless Cash Withdrawal The facility has been started. Now you will be able to transfer money and also withdraw cash from ATM only through your fingerprint or Face ID.

Now fingerprint will be your ‘secret PIN’

Under the new security rules of RBI, Paytm has implemented biometric authentication at a mandatory level. Till now, for UPI transaction, one had to enter PIN, which anyone could see by peeping over the shoulder. But now in Paytm app, you can make your phone’s fingerprint or face lock as ‘payment key’.

How it will work: Whenever you send money to someone or check the balance, the app will ask you for biometric instead of PIN.

Limit: According to NPCI rules, you can register through biometric without entering PIN. ₹5,000 Can pay up to.

How to withdraw cash from ATM without card (Step-by-Step)

If you have forgotten your ATM card at home and are in dire need of cash, don’t panic. Paytm’s ‘UPI Cash’ feature will help you.

Go to ATM: Go to any ATM where the option of ‘UPI Cash Withdrawal’ or ‘Cardless Withdrawal’ is visible.

Select option: Tap on ‘UPI Cash Withdrawal’ on the screen and enter the amount you want to withdraw (usually the limit is up to ₹10,000).

Scan QR Code: A dynamic QR code will appear on the ATM screen.

Use of Paytm app: Open Paytm app in your phone and scan that QR code.

Authentication: Now approve the transaction using biometrics (Fingerprint/Face ID) or UPI PIN on your phone.

Collect Cash: As soon as the verification is done, the money will come out of the ATM machine.

Double dose of security: New rules of RBI 2026

According to the new RBI rules that came into effect from April 1, 2026, digital payments have been made more secure through ‘Multi-Factor Authentication’ (MFA). Now device-linking and biometrics are being given preference instead of relying only on OTP or PIN. This will curb frauds like SIM-swap and phishing. This new update of Paytm is completely based on these guidelines.

assurance of privacy

Paytm has clarified that it does not store users’ biometric data on its servers. It works in conjunction with your phone’s security system (Android/iOS), keeping your information completely confidential. So what are you waiting for now? Update your Paytm app today and take advantage of this modern banking experience.