What is Lakhpati Didi Scheme and this is the necessary condition to apply, you will get Rs 5 lakh without interest.

Till now, one crore women have been made Lakhpati Didi and this scheme run by the government has changed the lives of women. Let us know what is Lakhpati Didi Scheme?, how can one apply for it?

Lakhpati Didi Scheme 2024

Let us tell you that Prime Minister Narendra Modi had announced this scheme on the occasion of August 15 last year. Under this scheme the government provides skill development training to women and encourages them to start their own businesses. Besides, the state government is also providing loan facilities to women associated with self-help groups.

What is Lakhpati Didi Scheme?

Lakhpati Didi Scheme is an ambitious scheme of the Central Government. Under this scheme, various types of skill training are provided by the government to women self-help groups. Besides, financial assistance is also being provided by the government, which will help them in becoming millionaires. Uttarakhand government is giving interest free loan of Rs 5 lakh to women self-help groups. Similarly, other state governments are also providing financial assistance to make women self-reliant. Self-help groups include Bank Wali Didi, Anganwadi Didi, Medicine Wali Didi, Drone Wali Didi etc. Under Lakhpati Didi Yojana, about 10 crore women associated with self-help groups will be made Lakhpati i.e. self-reliant through training in things like LED bulb, plumbing, drone repairing etc.

Benefits of Lakhpati Didi Scheme

The main objective of Lakhpati Didi Yojana is to make the women of the country self-reliant. Women or self-help groups joining this scheme will get the following benefits:

Under this scheme, self-employed women are provided guidance to start and grow their business. Under the Lakhpati Didi scheme, women are helped in preparing a business plan, making a marketing strategy and taking the products to the market. The scheme also provides low cost insurance coverage to women for financial security. Additionally, financial information is also provided. Workshops are organized by the government to provide information on budgeting, saving, investing and financial options. Under the scheme, women are also given incentives on savings. Lakhpati Didi Yojana provides microcredit facility i.e. women get loan facility for business, education or other needs. Some governments also provide interest free loans.

Who is Lakhpati Didi Scheme for?

This scheme is being operated by various states. Each state has determined eligibility for the scheme in its own way. Here is some general eligibility related information, which is as follows. To avail the benefits of Lakhpati Didi Scheme, the woman should be a permanent resident of the concerned state. It is mandatory for women to join self-help groups. The age of the woman should be between 18 to 50 years. The annual income of the woman should be less than Rs 3 lakh. Only women can apply for Mukhyamantri Lakhpati Didi Yojana.

Documents required for Lakhpati Didi Scheme

To join Lakhpati Didi Scheme, women should have the following documents:

• aadhar card pan card
• income certificate
• Address proof
• Bank account statement
• registered mobile number
• email id
• passport size photo

How to apply for Lakhpati Didi Scheme

Lakhpati Didi Yojana has been started in the states of Rajasthan, Uttarakhand, Uttar Pradesh etc. At present there is no official website information for the application, as soon as the official website is launched we will update you through this article. Currently, one can try the following methods to join Lakhpati Didi Scheme.

Visit your local SHG to join Lakhpati Didi Yojana. The SHG will help you prepare your application and business plan. You can get detailed information about this scheme from your nearest Anganwadi center. Collect necessary documents. These include your Aadhar card, bank account details, SHG registration certificate, SHG meeting minutes and business plan. Submit your application to your local SHG. The SHG will review your application and forward it to the government. The government will review your application. If your application is approved, the government will contact you to obtain the loan.

questions to ask

When was Lakhpati Didi Scheme announced?

Lakhpati Didi Scheme was announced by Prime Minister Narendra Modi on 15 August 2023.

What benefits will you get?

Under Lakhpati Didi Yojana, skill training will be given to women to make them self-reliant.

Who will benefit from Lakhpati Didi Scheme?

Finance Minister Nirmala Sitharaman said in Budget 2024 that 3 crore women of the country will benefit from this scheme.

How can one apply for Lakhpati Didi Scheme?

Anganwadi can be contacted in this regard. Information about this will be given soon by the government.