Bring home Maruti Ertiga by paying only Rs 2 lakh, know how much EMI you will have to pay every month, know the details

By News Update On Jan 20, 2025

car news desk,Maruti Suzuki sells vehicles in many segments in the Indian market. If you are also planning to buy the VXI AT variant of the company's budget MPV Maruti Ertiga and want to bring the car home after making a down payment of Rs 2 lakh, then how much EMI will you have to pay every month? We are giving you this information in this news.

Maruti Ertiga VXI AT Price
Maruti offers the VXI variant of Ertiga with automatic transmission. The ex-showroom (Maruti Ertiga VXI AT Price) price of the automatic variant of this vehicle is Rs 11.23 lakh. If this car is purchased in Delhi, then about Rs 1.13 lakh will have to be paid for RTO and about Rs 36 thousand for insurance. Along with this, TCS charge of Rs 11230, Rs 4000 for MCD, Rs 885 for smart card and Rs 600 for Fastag will have to be paid for the SUV. After which Maruti Ertiga VXI AT on road price becomes around Rs 12.88 lakh.

How much EMI after 2 lakh down payment
If you buy the automatic variant VXI AT of this vehicle, then the financing will be done by the bank at the ex-showroom price only. In such a situation, after making a down payment of Rs 2 lakh, you will have to finance around Rs 10.88 lakh from the bank. If the bank gives you Rs 10.88 lakh for seven years with 9 percent interest, then you will have to pay EMI of Rs 17520 every month for the next seven years.

How much will the car cost?

If you take a car loan of Rs 10.88 lakh from a bank for seven years with an interest rate of 9 percent, then you will have to pay EMI of Rs 17520 every month for seven years. In such a situation, you will pay around Rs 3.82 lakh as interest for Maruti Ertiga VXI AT in seven years. After which the total price of your car including ex-showroom, on-road and interest will be around Rs 16.71 lakh.

Who is there to compete with?
The company offers Ertiga from Maruti as a budget MPV. From the company's side, this vehicle competes directly in the market with MPVs like Renault Triber, Kia Carens, etc.