UPI i.e. Unified Payments Interface has played an important role in increasing digital transactions in the country. Money can be easily sent to anyone through UPI. While this is beneficial, scammers also try to trap people through it. Cyber criminals cheat people through UPI without knowing their bank account details. However, there are some common things in UPI scams, through which you can identify them and get information about how to avoid them.
No need for UPI PIN
If you use UPI, then let us tell you that scammers often call and offer lucky draws. Scammers ask for UPI PIN to hand over the winning prize money. Many people make this mistake. There is no need to enter PIN in any app to receive money through UPI. Yes, but to send money you will have to enter UPI PIN in the app. If you accidentally share UPI PIN with someone, instead of getting the money, money will be deducted from the account.
money came by mistake
Scammers often call and say that money has been transferred to your bank account by mistake and the amount could be quite large. In such a situation, if someone asks to send the money back and cites emergency, then it could be a scam. In such a situation, first of all you have to check your bank account whether any money has been sent to it or not. In many cases, scammers may try to trap you by sending fake SMS to extort money.
Beware of fake UPI apps ।
Many people are using apps for UPI, but you have to take care not to use any fake app. Many times fake QR is used for payment, in such a situation scammers can show you fake transaction message on the phone display, whereas in reality money is not credited to the account. In such a situation, always keep checking your bank account whether the sender's money has arrived or not.
To avoid UPI scams, verify the person's account before giving money and while taking money, trust only the message from your bank account and not the message from the sender, as this message may also be fake.
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