FD Interest Rate Hike: 6 big banks including HDFC and Yes Bank gave good news, new interest rates implemented; Know where you are getting the highest profits

New Delhi/Business Desk: If you want to get strong returns with safe investment of your hard-earned money, then this news is for you only. In view of the review of repo rate by Reserve Bank of India (RBI) and market conditions, 6 big banks of the country have made major changes in the interest rates of their fixed deposits (FD). Names like giants HDFC Bank and Yes Bank are included in this list. The new rates have become effective from March 2026, with special benefits for senior citizens and a huge increase in interest rates on some selected tenures. HDFC Bank: Increased benefits on FDs of more than 3 years. HDFC, the country’s largest private sector bank, has implemented its new interest rates from March 6, 2026. The bank has increased the interest rate on FDs from 3 years 1 day to 4 years 7 months by 10 basis points (0.10%). General customers: Interest from 2.75% to 6.50%. Senior citizens: Strong profits from 3.25% to 7.00%. The bank has also made a partial reduction in the rates for some special periods, so please check your chosen period before investing. Yes Bank: Highest returns on deposits of 36 to 60 months. Yes Bank has also introduced new rates for FDs less than ₹ 3 crore from March 5, 2026. The bank is currently attracting long term investors. General customers: Interest from 3.25% to 7.00%. Senior citizens: Interest from 3.75% to 7.75%. The maximum benefit in Yes Bank is being given to those customers who are investing money for 36 months to 60 months (3 to 5 years). Bandhan and Indian Bank: More interest is available in the special scheme. Bank has also started its loan from March 6. The rates have been updated, where general customers are now getting maximum interest of 7.25% and senior citizens are getting maximum interest of 7.75%. At the same time, public sector Indian Bank has made its ‘300 days special FD’ scheme even more attractive. In this special scheme, annual interest of up to 7.50% is being offered to general customers and 7.55% to senior citizens. This option of Indian Bank is great for those who want better returns in short time. ‘Rain of interest’ in small finance banks. If you can take a little more risk than big commercial banks, then small finance banks are giving you the highest returns. Suryoday Small Finance Bank: This bank is giving record interest of 7.90% to general customers and 8.10% to senior citizens on 5 year FD. Equitas Small Finance Bank: Here senior citizens can get interest up to 8.00%, while the rates for general customers have been fixed between 3.50% to 7.40%. Useful thing for investors Experts believe that currently FD rates are close to their highest level. In such a situation, locking funds for a long period can be a wise decision. Almost all banks have ensured additional interest of up to 0.50% for senior citizens, which strengthens their post-retirement income.