Technology

Flex by Google Pay: Google launched Credit Card in India! These are the special features, know in detail

By Samira Vishwas
  • Flex by Google Pay Launched in India
  • It will help people in their daily affairs
  • Only 50 million credit card holders in India

Google has launched Flex by Google Pay in India. This is a new digital credit initiative. This new tool is designed to help people in India in their day-to-day operations. Based on the RuPay network and integrated with Google Pay, Flex offers a digital co-branded credit card experience that combines the flexibility of the Unified Payments Interface (UPI) with the credit line. The first product launched under this new brand is Google Pay Flex Axis Bank Credit Card. This credit card has been launched in partnership with Axis Bank. This tool is available on the Google Pay app.

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Flex by Google Pay: Details and Features

In a blog post, the Mountain View-based tech giant announced the launch of its credit line product called Flex by Google Pay and its first credit card in partnership with Axis Bank. It is said that there are only 50 million credit card holders in India. Along with this, the company has also claimed that this decision is designed to improve credit access for users. (Photo Courtesy – X)

In simple terms, Flex is a UPI-powered, digital co-branded credit card that is entirely within the Google Pay app. Users can apply and get approved for the card within minutes in the app without any physical paperwork. After that you can start using it soon. It is built on the RuPay network and can be used for payments at millions of offline and online merchants that accept RuPay. The process is similar to regular UPI transactions.

According to the tech giant, Flex offers several different features, which make the credit experience very simple. The first is application and approval, which is handled entirely digitally (Google says it only takes a few minutes). Due to its integration with RuPay, this credit card will now be accepted at almost every small and large store and online website.

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Google Pay and Axis Bank are also offering a reward system, where users get ‘stars’ after making transactions. The company says that each star is worth Rs 1 and can be instantly redeemed during any future transaction. Along with this, like a traditional credit card, the Flex card also offers a flexible repayment option, where users can complete the payment or convert their bill into EMI. Apart from this, users will also get in-app controls, such as transaction limits, blocking and unblocking cards or resetting PINs.

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