Forgot your ATM card at home? Leave the tension, now you will withdraw money from Aadhar card, know the easy step-by-step method.
News India Live, Digital Desk: In today’s digital era, facilities for bank customers are continuously improving. It often happens that we suddenly need cash and realize that we have forgotten our debit card (ATM Card) at home. But now you don’t need to panic. Now you can withdraw money from ATM without any card, just through your Aadhaar Card. What is Aadhaar Based Withdrawal System (AEPS)? Aadhaar Enabled Payment System (AEPS) developed by National Payments Corporation of India (NPCI) is a service that allows customers to conduct banking transactions using their Aadhaar number and biometric authentication (like fingerprint). For this you do not require any PIN or physical card. Process to withdraw money from Aadhaar (Step-by-Step Guide) If you have an Aadhaar card and it is linked to your bank account, then you can withdraw money by following these steps: Visit the nearest Micro-ATM or Bank Mitra: First of all go to an ATM or banking outlet that provides AEPS service. Enter Aadhaar Number: Type your 12 digit Aadhaar number in the machine. Select Bank: Select that bank. Select the account you hold and the amount you wish to withdraw from. Select Transaction Type: Select ‘Withdraw Cash’ from the options shown on the screen. Enter Amount: Enter the amount you wish to withdraw. Biometric Verification: Place your finger or thumb on the scanner. The transaction will be completed once your identity is verified. Get cash: The money will come out of the machine once the verification is successful. Major benefits of this facility Cardless facility: You do not have to carry a heavy wallet or debit card with you. No hassle of remembering PIN: You do not need to remember any 4 digit PIN, your fingerprint is your key. Boon for rural areas: This technology is very effective in areas where banks are not available. The branches of Aadhaar are far away. Secure transactions: Due to biometric verification, the possibility of fraud is reduced. Important things you should know. It is mandatory to have bank account linked: The benefit of this facility will be available only when your Aadhaar card is seeded with your bank account. Limit: There is a daily limit for withdrawing money through Aadhaar, which may be different for different banks. Mobile number: For security, keep the correct mobile number updated in your bank account so that SMS of transaction can be received immediately.
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