Free treatment of ₹ 5 lakh to all elderly people of 70+ years, know the new eligibility and how to get the card: – ..

News India Live, Digital Desk: the central government Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB PM-JAY) In a major expansion, now all the senior citizens of the country have been taken under its ambit. Now 70 years of age and above All citizens of India, irrespective of their income, are eligible to get free treatment up to ₹5 lakh.

PM-JAY Expansion 2026: Under this new policy announced by Prime Minister Narendra Modi, the barrier of socio-economic status has now been removed. Now whether rich or poor, every Indian above 70 years of age can avail the benefits of this scheme.

1. Who are the eligible candidates? (New Eligibility Criteria)

Age Limit: Only 70 years or older Citizens of age.

No income restriction: This scheme is universal, meaning you are eligible regardless of your annual income.

Families already covered: If your family is already included in the Ayushman scheme, then the 70+ year old family member can avail the Top-up cover of ₹5 lakh will get. There will be no need to share it with other family members.

Other Government Schemes: If an elderly person is already availing the benefits of schemes like CGHS, ECHS or CAPF, they will have the option to remain in their old scheme or choose Ayushman Bharat.

2. Special ‘Ayushman Vaya Vandana’ Card (Distinct Card)

A new and different way for this category of beneficiaries Ayushman Card (Vay Vandana Card) being sued.

This card will simplify the process of identification and cashless treatment in hospitals.

3. What facilities will be available?

Free Treatment: Free treatment up to ₹5 lakh annually in empaneled government and private hospitals.

Coverage of diseases: Nearly 2000 medical procedures are covered including critical illnesses like heart disease, cancer, kidney disease and joint replacement.

Previous illnesses: All pre-existing diseases will be covered from the first day of joining the scheme.

4. How to apply? (How to Apply)

Senior citizens aged 70+ can register themselves in the following ways:

PM-JAY Portal: Visit the official website beneficiary.nha.gov.in.

Ayushman App: from Google Play Store ‘Ayushman App’ Download and register yourself.

Nearest Centre: Government hospital near you or Common Service Center (CSC) But the card can also be made by taking Aadhar card.

Document: For registration only Aadhaar card (Aadhaar Card) is mandatory, so that your age can be verified.

5. Latest decision of Delhi government (Update Feb 2026)

Recently, the Delhi government has also implemented this scheme in the state. widows and disabled persons It has been decided to also bring under the ambit of this free treatment scheme, which will provide additional security to lakhs of families.