Go Digit Q4: Net Profit Surges 29% YoY To ₹149 Cr

Go Digit General Insurance recorded a 28.8% YoY jump in its PAT to ₹149.4 Cr in the March quarter of FY26 (Q4 FY26)

Sequentially, PAT increased 6.4% from ₹140 Cr

The company’s total income increased 9% YoY and 25% QoQ to ₹3,111.7 Cr in the quarter under review

Insurtech company Go Digit General Insurance recorded a 28.8% YoY jump in its PAT to ₹149.4 Cr in the March quarter of FY26 (Q4 FY26) from ₹115.6 Cr in the same quarter last year. Sequentially, PAT increased 6.4% from ₹140 Cr.

The company’s gross written premium rose 6.2% YoY to ₹2,735.7 Cr in the quarter under review. Meanwhile, gross direct premium income (GDPI), which is the total premium collected from customers before sharing with reinsurers, jumped 16% YoY to ₹9,846 Cr.

The company’s total income increased 9% YoY and 25% QoQ to ₹3,111.7 Cr in the quarter under review. Meanwhile, total expenses for the quarter went up marginally, increasing 3% YoY to ₹2,500.8 Cr from ₹2,426.1 Cr in Q4 FY25.

For FY26, Go Digit’s PAT stood at ₹544.4 Cr, 28% higher than ₹424.9 Cr PAT recorded in FY25. Its total income for FY26 crossed the ₹10K Cr mark, increasing 8% YoY to ₹10,197.2 Cr.

In the fiscal under review, the company sold 1.67 Cr policies with ₹22,922 Cr in asset under management (AUM).

“AUM has grown to about roughly 23,000 Cr  from 19,700 Cr in the previous year. So over a period of one year we have added more than 3200 Cr of AUM, which is a growth of about 16.3%. Our solvency has now improved to 2.42% and this year quarter on quarter this has been increasing,” Go Digit founder Kamesh Goyal said during the Q4 earnings call.

Motor insurance, which is Go Digit’s primary revenue driver, saw a 9.2% YoY increase in the net premium earned (NPE) to ₹1,499.7 Cr in the quarter under review, from ₹1,373.3 Cr in Q4 FY25. However, sequentially, the segment’s NPE declined marginally from ₹1,511.7 Cr.

Meanwhile, the fire segment NPE declined by 13% YoY to ₹36.3 Cr in Q4 from ₹41.7 Cr in the previous year.

Shares of Go Digit ended today’s trading session 0.66% lower at ₹317.8 on the BSE.