Government Plan on Cyber ​​Fraud: Preparation to deal with ‘Digital Arrest’ scam, bank and UPI transactions will stop at the press of a button

While the increasing use of digital payments and UPI in India has made transactions easier, it also New scams like cyber fraud and ‘digital arrest’ have also grown rapidly. Fraudsters scare people by pretending to be officers of CBI, Police, ED or any government agency and force them to transfer money immediately. Now the government has to stop these frauds. A big and technical solution It is working so that the transfer of money can be stopped as soon as a fraud occurs.

Under this scheme of the government ‘Kill Switch’ or ‘Freeze Button’ There are preparations to bring, so that the user Will be able to temporarily pause your bank account and UPI transactions in one click. With this, in case of fraud, the system can be locked even before the money is transferred.

What is ‘Digital Arrest’ Scam?

In digital arrest scam, criminals pretend to be officials of a government agency through video call or phone call. They scare the victim into getting involved in some fake case, money laundering or illegal activity. In many cases, fraudsters also use fake uniforms, fake IDs and digital backgrounds, due to which people panic and transfer money immediately.

What is the new strategy of the government?

Ministry of Home Affairs (MHA) and other relevant agencies Standard Operating Procedure (SOP) Preparing. Its purpose is to ensure that as soon as someone suspects cyber fraud, they can secure their account without delay.

Key points of the proposed system:

• Freeze bank and UPI transactions in one click
• Stopping further transfer of money as soon as fraud complaint is received
• Real-time coordination between banks, UPI platform and investigating agencies
• Arrangements for quick relief and loss reduction to the victim

How will ‘Kill Switch’ work?

When a user feels that he or she may be a victim of cyber fraud, he or she:

• One digital freeze button through
• Transactions related to your bank account, UPI and cards
• will be able to temporarily stop immediately

With this, the account will be secured even before the fraudsters transfer the money. Later after verification the user will be able to start the transaction again.

Role of 1930 Helpline and National Cyber ​​Portal

government already 1930 cyber crime helpline And National Cyber Crime Reporting Portal Providing facility to lodge complaint through. Under the new scheme, these platforms will be further strengthened so that:

• Immediate action should be taken as soon as the complaint is received
• Banks and payment institutions received alerts
• Suspicious transactions can be stopped in real-time

What will be the benefit to the common people?

With this new arrangement:

• In cases of cyber fraud losses will be reduced to a great extent
• The impact of scams like digital arrest will reduce.
• Users will be protected from taking wrong decisions under mental pressure.
• Trust in digital payment system will become stronger

Especially the elderly, those making digital payments for the first time and users from small towns are expected to get a big relief from this.

Necessary precautions to avoid cyber fraud

Along with the government’s initiatives, it is important for users to remain alert:

• any government agency Does not ask for money on phone or video call
• Beware of calls asking for immediate payment
• Do not share OTP, UPI PIN or bank details with anyone.
• If in doubt immediately call 1930 Or lodge a complaint on the portal

Big step towards digital security

This proposal of the government digital india Under this, it is being considered an important step towards strengthening cyber security. A combination of technology, helplines and new security features are expected to effectively control cyber fraud in the times to come.

overall, Facility to stop transaction with one button It will act as a protective shield for digital users and will put a big brake on scams like digital arrest.