of the countryCentral governmentTo empower women economicallyPost Office Mahila Samman Saving Certificate Scheme (Post Office MSSC Scheme)Has started. The objective of this scheme is to motivate women for savings and investment. Only women and girls get the benefit of this scheme run by the post office. The special thing is that it provides the benefit of high interest rate along with safe investment, due to which this scheme has become an effective financial option for women.
Start with Rs 1000
Under this scheme women at least1000 rupeesfrom to max2 lakh rupeesCan invest up to. the schemeThe year 2023It was launched during the 2016 budget and aims to motivate women towards financial independence. The special thing about the scheme is that it is beneficial even for the smallest investors.
Attractive interest rate of 7.5%
Post Office MSSC Schemewomen in7.5% per annumInterest is available at the rate of Rs. 1000, which is much higher than the interest available on FD (Fixed Deposit) of most banks. duration of the plan2 yearsAfter which a good return on investment is obtained. For example, if a woman2 lakh rupeesIf she invests Rs., then on maturity she will get total₹2,32,044Will be received.
Profit of ₹32,044 on investment of Rs 2 lakh
If you are in this scheme2 lakh rupeesIf you invest Rs., you will get total profit in 2 years.₹32,044You will get interest of Rs. In this way this scheme provides good return on investment. Moreover, this scheme is a safe investment option for women, where market fluctuations have no impact.
Premature closure rules
Under the scheme, facility for premature closure of investment has also been provided. However, if you accountclosed within 6 monthsIf we do, then the interest rate7.5%instead of only5.5%will get. After one year of investment, you will get the total amount of deposit.up to 40%Can take out.
Documents required to open account
To invest in this scheme, you will have to go to the nearest post office and fill the application form. Along with this you will need the following documents:
- Aadhar card
- ration card
- caste certificate
- PAN card
- passport size photo
- mobile number
Special for women and girls
benefit of the schemeParentsYou can also open an account for your minor daughters. This scheme is a great way to secure the future of daughters.
Why is MSSC scheme special?
- High interest rates:7.5% per annum
- safe investment options
- Account opening facility for minor daughters also
- Premature Withdrawal Option
- Better returns than bank FD
Golden opportunity to become a millionaire
This scheme is not only an opportunity for women to save, but is also an important step in making them financially self-reliant. If you are planning for safe and profitable investment in future, thenPost Office MSSC SchemeCould be an ideal choice for you.
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