Guarantee of future of daughters, this is the right time to invest in Sukanya Samriddhi Yojana, know how lakhs can be made from ₹ 250

News India Live, Digital Desk: If you are looking for a safe investment for your daughter’s higher education and bright future, then Sukanya Samriddhi Yojana (SSY) is proving to be the best option for savings even today. In this scheme launched under the ‘Beti Bachao, Beti Padhao’ campaign of the Central Government, not only does one get more interest than bank FD, but it also has great benefits of tax saving. Let us know how beneficial this scheme is for your beloved as per the latest data of 2026. Why is Sukanya Samriddhi Yojana special? (Key Benefits) There are several important factors that make Sukanya Samriddhi Yojana different from other Small Saving Schemes:Attractive Interest Rate: This scheme currently offers an annual interest rate of 8.2%, which is much higher than most long-term investment options.Starting from just ₹250: This account can be opened with an initial deposit of just ₹250 in any post office or authorized bank.Maximum Investment: You can invest a maximum of Rs.250 in a financial year. You can deposit up to ₹ 1.5 lakh. You get the benefit of Triple Tax Exemption (EEE) By investing in SSY, you get the benefit of EEE (Exempt-Exempt-Exempt) category: Exemption on deposit: Tax exemption on investment up to ₹ 1.5 lakh under Section 80C of the Income Tax Act. Exemption on interest: No tax is levied on the interest received year after year. Exemption on maturity: The entire amount received on maturity of the account is tax-free. Mathematics of Investment and Maturity Sukanya Samriddhi Account can be opened any time from the birth of the daughter till she turns 10 years of age. Period of Deposit: Money has to be deposited for 15 years from the date of account opening. Maturity: This account matures when the daughter turns 21 or gets married after 18 years. Partial Withdrawal: On attaining the age of 18 years, the amount deposited in the account is withdrawn for her higher education. 50% can be withdrawn. How much will you get on an annual deposit of ₹ 1.5 lakh? If you open an account for your newborn daughter in 2026 and deposit ₹ 1.5 lakh every year (i.e. ₹ 12,500 per month), then at the current interest rate of 8.2%, you can get an amount of more than ₹ 70 lakh on maturity. This amount will become a big security cover for your daughter’s medical, engineering or study abroad expenses. Documents required to open an account: Birth Certificate of the daughter. Identity and address proof of the parents or guardian (Aadhar Card, PAN Card). Photograph of the daughter and guardian.