What is ‘Jumped Deposit Scam’? Account can become empty within minutes, protect yourself like this

Jumped Deposit Scam: In the era of Digital India, as much as UPI (Unified Payments Interface) has made money transactions easier, it is also becoming a new weapon for cyber fraudsters. From milkman to big online payments in everyday life UPI Use has become common. But taking advantage of this facility, cyber criminals are now cheating people in new ways. The ‘Jumped Deposit Scam’ that came to light recently is one such new and dangerous UPI fraud, which has affected common users as well as common users. cyber The concern of the agencies has also increased.

What is jumped deposit scam?

Jumped deposit scam is a new UPI-based cyber fraud, in which fraudsters first deliberately transfer very small amounts—say Rs 10, 20 or 50—to the user’s bank account. A sudden influx of money into the account catches the user’s attention and he opens the UPI app to see where the money came from. Taking advantage of this opportunity, cyber criminals send fake money requests and steal huge amounts of money.

How does this scam work?

Suppose a message comes on your phone that Rs 50 has been deposited in your account through UPI. Naturally, you immediately open the UPI app to know this and enter the PIN to check the balance. Meanwhile, the fraudster sends a fake ‘payment request’ of Rs 500 or Rs 1000 on your screen.

Due to haste or lack of attention, many times the user is unable to understand whether he is checking the balance or giving approval to send money. As soon as he enters the PIN again, the huge amount is transferred directly to the fraudster’s account.

Traps are also laid through calls and messages

In some cases, fraudsters call or message and claim that ‘money has been transferred to your account by mistake, please return it.’ As soon as the user opens the UPI app, the fraudster sends a fake money request. The user thinks that he is returning the money, but in reality he becomes a victim of fraud.

How to avoid jumped deposit scam?

• If any amount suddenly comes into your account, do not panic and do not immediately trust anyone’s call or message.
• Do not accept any money request without thinking.
• Before entering the PIN, check clearly on the screen whether you are receiving or paying.
• To return the money, do not do any transaction yourself, instead contact the customer care of the bank or UPI app.
• If you wish, you can ask the person in front to come to the nearest police station and collect the cash.

What to do if you become a victim of a scam?

• If you accidentally fall into a jumped deposit scam, instead of panicking, take immediate action.
• First of all, call the customer care of your bank or UPI app and get the transaction blocked.
• Call the National Cyber ​​Crime Helpline 1930 immediately.
• Register online complaint on the portal.