LIC Super Plan: Deposit money once and get guaranteed income throughout your life. This scheme of LIC created a stir, know how to avail the benefits.

News India Live, Digital Desk: Even today, LIC is another name of trust in the world of investment. If you also want to secure your future financially and want to avoid the hassle of paying premium again and again, then LIC’s ‘Single Premium’ plans can prove to be a game-changer for you. According to the latest update of March 3, 2026, LIC has added such features in some of its selected policies, where you can get regular income for the whole life by investing just once.1. One-Time Investment: People often worry about paying the premium every month or every year. LIC’s plans like ‘Jeevan Utsav’ and ‘Nai Jeevan Shanti’ eliminate this worry. Single Premium Option: In this you have to deposit a lump sum amount only once. Guaranteed Returns: It is not affected by market fluctuations. It is decided at the time of investment that how much amount you will get in future.2. LIC Jeevan Utsav: Guaranteed 10% Income every year One of the most popular plans of LIC, ‘Jeevan Utsav’ (Plan 871) is best for those who want a fixed income after retirement. Post Premium Term: As soon as your chosen premium paying term ends (e.g. 5 to 16 years), you get 10% of the Sum Assured every year for life. Flexi Income: If you do not need the money immediately, you can deposit it with LIC, on which you also get an annual interest of 5.5%.3. Pension tension is over: Jeevan Shanti Plan (Annuity Benefits) If you want to start pension immediately or after a gap of few years, ‘New Jeevan Shanti’ is an ideal option. Deferred Annuity: You can defer your pension for 1 year to 12 years. The more time you wait, the more the pension amount will increase.Joint Life Cover: You can invest in this policy jointly with your spouse or a family member.4. Tax exemption and death benefit (Tax Savings & Security) In these plans of LIC, not only income but also security has been taken full care of: Benefit of Section 80C: You can claim exemption under Section 80C of Income Tax on the amount invested. Death Benefit: If any untoward incident happens to the policyholder, the nominee is given the accrued bonus along with the deposited amount. Loan facility: In case of emergency. You can also take a loan against your policy.5. Who can take this policy? (Eligibility)Minimum age: From 90 days old to 65 years old (as per the policy) can invest in it. Investment limit: The minimum sum assured starts from ₹5,00,000, while there is no limit on the maximum investment. You can also invest crores as per your capacity.