Loan up to ₹ 10 lakh available for dairy farming! Subsidy from 35% to 75% and low interest, see the complete process here: – ..

New Delhi/Lucknow. To take the animal husbandry business, which is considered the backbone of the economy of rural India, to new heights, the government has further liberalized the rules of ‘Animal Husbandry Loan Scheme’ in the year 2026. If you want to increase your income through cow-buffalo farming, dairy farming or goat farming, then NABARD and various government banks are providing you loans at very low interest rates. The main objective of this scheme is to connect the youth with self-employment and make the country self-reliant in milk production.

Animal Husbandry Loan 2026: What is special and how much help will you get?

According to the new guidelines of 2026, loans for animal husbandry are mainly designed for purchase of animals, construction of modern sheds and fodder machines.

Huge discount in interest rate: Effective interest rate only due to government subsidy 4% to 7% Remains till.

Benefit of subsidy: for general category 25% to 35% And for women and SC/ST category 50% to 75% There is a provision of subsidy up to Rs. (varies state wise).

Repayment Period: Banks give you time ranging from 3 to 10 years, so that you can grow your business without any mental pressure.

Major schemes from which you can take benefits

AHIDF (Animal Husbandry Infrastructure Development Fund): For big projects, there is an interest rebate of 3%. You can also set up a dairy processing unit or animal feed plant in this.

NABARD Dairy Entrepreneurship Development Scheme (DEDS): This is the most popular scheme for small farmers, in which subsidy is available for units of 2 to 10 animals.

Pashu Kisan Credit Card (Pashu KCC): Just as KCC is available for crops, now an unsecured loan of up to ₹ 1.60 lakh is easily available for the maintenance of animals.

Eligibility and Required Documents: Who can apply?

In the style of Amar Ujala, let us tell you that to apply, your ‘civil score’ should be good and you should not be a defaulter of any bank.

Ability: The age of the applicant should be between 18 to 65 years. Farmers, individual entrepreneurs or self-help groups are eligible.

Required Papers: Aadhar Card, PAN Card, Bank Passbook, Residence Certificate, Land Documents and most importantly ‘Project Report’ (Which contains details of the number of animals and income and expenditure).

how to apply? (Step-by-Step Guide)

Now you do not need to visit offices for animal husbandry loan:

Prepare Project Report: First make a detailed report of how many animals you want to start working with.

Go to Bank: Contact your nearest SBI, PNB or Gramin Bank branch.

Online Portal: You ahidf.udyamimitra.in Or you can also register online by visiting the official portal of NABARD.

Verification: The bank official will visit your farm or site and approve the loan after examining the project report.