Your CIBIL score is no longer a number that banks quietly check in the background. Your credit score now plays a heavy role in determining how easy – and cheap – it is for you to borrow money, from personal loans and credit cards to home loan approvals and interest rates. If you have a score below 750 and are worried about loan rejection or higher EMIs, there are several simple financial habits that can slowly help improve your credit profile over time.
Priyanka Roshan is a business writer and chief sub-editor at the NewsX website who tracks everything from stock market swings and corporate earnings to personal finance trends and policy shifts. Known for turning fast-moving business developments into sharp, reader-friendly stories, she combines speed, accuracy, and a data-driven approach to break down complex financial news for everyday audiences.
With over 9.5 years of newsroom experience, Priyanka has worked with leading media organisations, including Bussiness, Times Now, and Ping Digital, covering diverse beats such as business, politics, technology, auto, travel, sports, and the world. From live breaking news desks to SEO-led digital storytelling, she specialises in creating engaging content that keeps readers informed without overwhelming them.
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